Software Engineer, Membership San Francisco, CA, USA

Chime; San Francisco (CA); On-site; USD 133,000 - 184,000; Full time

Benefits offered by this job

Bonus

Equity

Benefits

Job summary

Chime is hiring engineers for the Membership team in San Francisco. You will own projects end-to-end—from architecture and API design to polished frontend experiences and ensuring long-term health of the codebase.

The role offers a base salary ranging from $133,000 to $184,000, plus a bonus, equity, and benefits. Actual offers depend on location, skills, and experience.

Qualifications

• 2+ years of software development in production at scale.
• Proven experience with Ruby on Rails or comparable frameworks.
• Familiarity with modern front-end technologies (React/React Native/TypeScript).
• Strong product mindset with bias toward experimentation and measuring impact.

Responsibilities

• Design, develop, test, and scale features across backend services and front-end surfaces for membership benefits, rewards, and engagement.
• Build and iterate on APIs and UI components for a seamless member experience in Chime's app.
• Collaborate with product, design, data science, and cross-functional teams to define experiments and ship impactful solutions.
• Apply metrics-driven decision making to prioritize work based on member and business impact.

Skills

Ruby on Rails

React

TypeScript

API design

Cross-functional collaboration

Data-driven / experimentation

Job description

Chime Engineering is growing rapidly as we scale to support the financial needs of our members. We are looking for driven engineers to join our Membership team, where you'll work across the full stack, building and evolving the features that deepen member engagement, drive retention, and deliver ongoing value through Chime's membership experience. You will own projects end-to-end, from shaping architecture and designing APIs to building polished front-end experiences and maintaining the ongoing health of the code.

The base salary offered for this role and level of experience will begin at $133,000.00 and up to $184,000.00. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.

In this role, you can expect to

• Design, develop, test, and scale features across backend services and front-end surfaces that power membership benefits, rewards, and engagement experiences
• Build and iterate on APIs and UI components that deliver a seamless, high-quality member experience in Chime's mobile app
• Partner with product, design, data science, and cross-functional stakeholders to understand member needs, define experiments, and ship solutions that move key membership metrics
• Apply a metrics-driven mindset to decision-making and prioritize efforts based on member and business impact

To thrive in this role, you have

• 2+ years developing software in a production environment at scale
• Proven experience with Ruby on Rails or comparable frameworks
• Familiarity with modern front-end technologies (e.g., React, React Native, or TypeScript-based frameworks)
• A product mindset with a strong bias toward experimentation, iteration, and measuring impact
• A collaborative spirit and strong communication skills, with experience working cross-functionally
• Experience working with transactional databases, caching systems, and API design
• Comfort working across the stack and an eagerness to learn new technologies
• Experience with experimentation frameworks and data-driven product development is a plus

Chime is proud to be an Equal Opportunity Employer. We consider qualified applicants without regard to race, color, ancestry, religion, sex, national origin, sexual orientation, gender identity, age, marital or family status, disability, genetic information, veteran status, or any other legally protected basis under provincial, federal, state, and local laws, regulations, or ordinances. We will also consider qualified applicants with criminal histories in a manner consistent with the requirements of state and local laws, including the San Francisco Fair Chance Ordinance, Cook County Ordinance, NYC Fair Chance Act, and the LA City Fair Chance Ordinance, and consistent with Canadian provincial and federal laws. If you have a disability or special need that requires accommodation during any stage of the application process, please contact: [e-mail] .