Senior Full-Stack Engineer, Membership Experience

BranchFactor; San Francisco (CA); On-site; USD 164,000 - 227,000; Full time

Benefits offered by this job

In-office policy: four days in the办公室,

Wellbeing benefits

Generous vacation

Wellness stipend

Parental leave

Family planning reimbursement

Job summary

Chime is seeking an experienced software engineer to join the Membership Engineering team in San Francisco. You will own projects end-to-end, shaping architecture, building APIs, and delivering polished front-end experiences that boost member engagement and retention.

You will work across backend and frontend surfaces to power membership benefits, rewards, and engagement experiences, collaborating with product, design, and data science to ship impactful solutions.

Qualifications

• 5+ years developing software in a production environment at scale.
• Proven experience with Ruby on Rails or comparable frameworks.
• Proficiency with modern front-end technologies (e.g., React, React Native, or TypeScript-based frameworks).
• A product mindset with a strong bias toward experimentation, iteration, and measuring impact.
• A collaborative spirit and strong communication skills, with experience working cross-functionally.
• Experience working with transactional databases, caching systems, and API design.
• Comfort working across the stack and a desire to understand how all the pieces fit together.
• Experience with experimentation frameworks and data-driven product development is a plus.

Responsibilities

• Design, develop, test, and scale features across backend services and front-end surfaces that power membership benefits, rewards, and engagement experiences
• Build and iterate on APIs and UI components that deliver a seamless, high-quality member experience in Chime's mobile app
• Partner with product, design, data science, and cross-functional stakeholders to understand member needs, define experiments, and ship solutions that move key membership metrics
• Apply a metrics-driven mindset to decision-making and prioritize efforts based on member and business impact
• Proactively identify opportunities to improve system reliability, performance, and scalability across the stack
• Contribute to a culture of technical excellence through mentorship, code reviews, and driving best practices

Skills

Ruby on Rails

React

React Native

TypeScript

APIs

Job description

Chime is seeking an experienced software engineer to join the Membership Engineering team in San Francisco. You will own projects end-to-end, shaping architecture, building APIs, and delivering polished front-end experiences that boost member engagement and retention.

You will work across backend and frontend surfaces to power membership benefits, rewards, and engagement experiences, collaborating with product, design, and data science to ship impactful solutions.