Senior SBA Credit Analyst & Underwriter

U.S. Bank; Dallas (TX); In loco; USD 105.000 - 124.000; Tempo pieno

Vantaggi offerti da questo lavoro

Healthcare (medical, dental, vision)

401(k) and employer-funded retirement

Paid vacation

11 paid holidays

Adoption assistance

Sick and Safe Leave

Descrizione del lavoro

U.S. Bank is seeking a seasoned SBA and commercial credit underwriter to independently analyze and underwrite complex transactions, and to develop lending recommendations for originations, renewals, and extensions.

You will apply SBA 7(a) and 504 lending requirements, conduct financial analysis, and assess risk while collaborating with internal partners. This role requires a bachelor's degree and at least six years of relevant experience.

Competenze

• Bachelor's degree or equivalent work experience.
• Typically six or more years of relevant work experience.
• SBA 7(a) and 504 lending requirements experience preferred.

Mansioni

• Independently analyzes and underwrites complex SBA and commercial credit transactions.
• Develops lending recommendations for new originations, renewals, and extensions.
• Performs comprehensive credit analysis, including financial statement spreading, cash flow and repayment capacity analysis.
• Evaluates credit requests and existing relationships to identify risk and minimize potential loss.

Conoscenze

Financial analysis

Credit decisioning

Communication

Operating style

nCino

Formazione

Bachelor's degree or equivalent

Strumenti

nCino

Descrizione del lavoro

U.S. Bank is seeking a seasoned SBA and commercial credit underwriter to independently analyze and underwrite complex transactions, and to develop lending recommendations for originations, renewals, and extensions.

You will apply SBA 7(a) and 504 lending requirements, conduct financial analysis, and assess risk while collaborating with internal partners. This role requires a bachelor's degree and at least six years of relevant experience.