Senior Credit Analyst – Risk & Lending Insight

US Bank; Los Angeles (CA); Híbrido; USD 98.000 - 116.000; Tempo integral

Benefícios oferecidos por esta vaga

Healthcare

Life Insurance

Disability

Parental leave

401(k)

Vacation

Paid holidays

Adoption assistance

Sick leave

Resumo da vaga

U.S. Bank seeks a Credit Analyst to evaluate and extend credit for loans, including renewals and adjustments. You will perform comprehensive credit analyses, review portfolios for risk, and prepare recommendations for final lending decisions.

Strong knowledge of SBA programs and regulations is essential. Ideal candidates hold a Bachelor's degree (or equivalent experience) with 5+ years in credit analysis; a Master’s or CPA is preferred.LSay you will collaborate with cross-functional teams and

Qualificações

• Bachelor's degree or equivalent work experience required.
• Typically five or more years of relevant experience.
• Master's degree or CPA certification preferred.

Responsabilidades

• Approve extension of credit or recommendations for final lending decisions.
• Conduct complete credit analyses on existing and prospective customers.
• Identify credit quality issues and determine actions to maximize quality and minimize risk.
• Use computer software to support credit analysis and decision-making.

Conhecimentos

Credit analysis

Analytical skills

SBA loan programs knowledge

Communication skills

Financial knowledge

Formação

Bachelor's degree or equivalent

Master's degree or CPA preferred

Ferramentas

Credit analysis software

Descrição da vaga

U.S. Bank seeks a Credit Analyst to evaluate and extend credit for loans, including renewals and adjustments. You will perform comprehensive credit analyses, review portfolios for risk, and prepare recommendations for final lending decisions.

Strong knowledge of SBA programs and regulations is essential. Ideal candidates hold a Bachelor's degree (or equivalent experience) with 5+ years in credit analysis; a Master’s or CPA is preferred.LSay you will collaborate with cross-functional teams and