Senior Credit Analyst – SBA & Risk Insights

U.S. Bank; Los Angeles (CA); Ibrido; USD 98.000 - 116.000; Tempo pieno

Vantaggi offerti da questo lavoro

Healthcare (medical, dental, vision)

401(k) and employer-funded retirement

Paid vacation

11 paid holidays

Parental leave

Descrizione del lavoro

U.S. Bank is seeking a Credit Analyst in the Los Angeles area to approve or deny extensions of credit after thorough analysis of customer information and portfolios. The role emphasizes underwriting, risk assessment, and recommendations using financial data and software tools.

The ideal candidate will typically hold a bachelor’s degree with five or more years of relevant experience and prefer SBA 7(a)/504 knowledge, SOP familiarity, and strong communication skills to convey findings clearly.

Competenze

• Bachelor’s degree or equivalent work experience.
• Typically five or more years of relevant experience.
• Experience with SBA loan programs (7(a) and 504) preferred.
• Knowledge of SBA SOP 50 10, SOP 50 55, and SOP 50 57 preferred.

Mansioni

• Approve or deny the extension of credit after a complete credit analysis.
• Review customer accounts and portfolios to identify, evaluate, and determine the appropriate action to maximize credit quality and minimize risk.
• Use computer software and tools to assist the credit analysis process and support recommendations.

Conoscenze

Credit analysis

Analytical skills

Communication skills

Financial knowledge

SBA knowledge

Formazione

Bachelor’s degree or equivalent

Descrizione del lavoro

U.S. Bank is seeking a Credit Analyst in the Los Angeles area to approve or deny extensions of credit after thorough analysis of customer information and portfolios. The role emphasizes underwriting, risk assessment, and recommendations using financial data and software tools.

The ideal candidate will typically hold a bachelor’s degree with five or more years of relevant experience and prefer SBA 7(a)/504 knowledge, SOP familiarity, and strong communication skills to convey findings clearly.