Senior Credit Analyst – SBA Lending

U.S. Bank; Gresham (OR); On-site; USD 98,000 - 116,000; Full time

Benefits offered by this job

Healthcare (medical, dental, vision)

401(k) retirement plan

Paid vacation

Adoption assistance

Sick leave and personal time

Job summary

U.S. Bank is seeking a Credit Analyst to evaluate extension of credit for loans, perform comprehensive credit analyses, and support lending decisions.

The role requires reviewing customer accounts and portfolios to identify credit quality issues and advising on appropriate actions to maximize bank safety and return. Qualified candidates typically hold a Bachelor’s degree (or equivalent) and have several years of relevant experience, with preferred backgrounds in SBA loan programs and risk

Qualifications

• Bachelor’s degree, or equivalent work experience.
• Typically five or more years of relevant experience.

Responsibilities

• Approve extensions of credit or make recommendations to lending decision-makers.
• Conduct complete credit analyses by gathering, analyzing, and interpreting credit information.
• Review accounts and portfolios to identify and manage credit quality issues and minimize risk.

Skills

Credit analysis

Analytical skills

Verbal and written communication

Computer skills

Education

Bachelor’s degree or equivalent

Master’s degree or CPA preferred

Job description

U.S. Bank is seeking a Credit Analyst to evaluate extension of credit for loans, perform comprehensive credit analyses, and support lending decisions.

The role requires reviewing customer accounts and portfolios to identify credit quality issues and advising on appropriate actions to maximize bank safety and return. Qualified candidates typically hold a Bachelor’s degree (or equivalent) and have several years of relevant experience, with preferred backgrounds in SBA loan programs and risk