Senior SBA Underwriter - Hybrid/Remote, 7(a)&504

BauerFinancial, Inc.; California; Ibrido; USD 100.000 - 135.000; Tempo pieno

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Descrizione del lavoro

Commercial Bank of California is seeking a Senior SBA Underwriter to analyze, underwrite, and prepare credit documentation for SBA loan requests in line with SBA guidelines and CBC policies. This role supports small business growth through sound credit decisions and timely loan processing.

The ideal candidate will have strong analytical skills, meticulous attention to detail, and deep knowledge of SBA lending programs, working closely with Relationship Managers and Credit Committees to ensure

Competenze

• BA or equivalent with 3–5+ years related experience.
• Experience with SBA 7(a) and 504 loan programs essential.
• Advanced credit analysis with knowledge of loan structure, pricing, and collateral analysis.
• Knowledge of SBA SOP 50 10 and internal bank policies.
• Experience in financial statement and tax return analysis.
• Familiarity with loan origination systems and SBA submission platforms.
• Excellent organizational and time management skills.
• Strong verbal, written, and interpersonal communication skills.
• Ability to work independently without supervision.

Mansioni

• Analyze financial statements, tax returns, business plans and other documents to assess creditworthiness of SBA loan applicants.
• Prepare detailed credit memoranda and present recommendations to loan committee or approving authority.
• Ensure underwriting complies with SBA SOP 50 10 and bank policies.
• Collaborate with SBA Business Development Officers, Relationship Managers, and Loan Processors to gather documentation and clarify loan structures.
• Maintain knowledge of SBA programs, eligibility, and regulatory changes.
• Assist in structuring SBA 7(a), 504, and Express loans to meet borrower and SBA requirements.
• Support post-approval processes including closing, funding, and servicing as needed.

Conoscenze

Credit analysis

Financial statement analysis

Tax return analysis

Attention to detail

Communication skills

Time management

Independent work

SBA knowledge

Problem solving

Formazione

Bachelor's degree (BA) or equivalent

SBA underwriting certification or related training

Strumenti

SBA submission platforms

Loan origination systems

Descrizione del lavoro

Commercial Bank of California is seeking a Senior SBA Underwriter to analyze, underwrite, and prepare credit documentation for SBA loan requests in line with SBA guidelines and CBC policies. This role supports small business growth through sound credit decisions and timely loan processing.

The ideal candidate will have strong analytical skills, meticulous attention to detail, and deep knowledge of SBA lending programs, working closely with Relationship Managers and Credit Committees to ensure