Senior Remote Mortgage Underwriter Impactful Home Financing

Jobot; Raleigh (NC); On-site; USD 95,000 - 110,000; Full time

Benefits offered by this job

Competitive pay

Home purchase incentives

Healthcare coverage

401(k) plan

ESOP program

Generous PTO

Training & onboarding

Work-life balance

Job summary

Jobot is seeking a Senior Mortgage Underwriter to join our team in a primarily remote role with occasional onsite meetings. You will underwrite Conventional, FHA, and VA loans, submit files to AW systems, and present files to the loan committee.

The role emphasizes accuracy, collaboration with mortgage partners, and timely submissions. Qualified candidates have 5+ years underwriting experience, FHA/VA DE approval, and strong Excel use.

Qualifications

• Active FHA Direct Endorsement (DE) and VA SAR/LAPP underwriting approval.
• Minimum 5 years of mortgage underwriting experience.
• Strong customer service mindset with a collaborative, solution-oriented approach.
• Proven ability to work cross-functionally with mortgage and lending partners.
• Exceptional attention to detail and accuracy.
• Experience with Microsoft Excel for data organization and analysis.
• Experience with Encompass preferred (not required).

Responsibilities

• Underwrite Conventional, FHA, and VA loans in accordance with investor and agency guidelines.
• Submit files through automated underwriting systems and evaluate results.
• Approve or pend loans and present qualifying files to loan committee.
• Serve as a trusted underwriting resource for branch partners, assisting with scenarios, questions, and complex files.
• Maintain a consistent 24-48 hour turnaround on new submissions and resubmissions.
• Ensure accurate loan documentation and proper file maintenance.
• Utilize office systems and tools to support efficient underwriting operations.

Skills

Attention to detail

Cross-functional collaboration

Microsoft Excel

Customer service mindset

Tools

Encompass

Job description

Jobot is seeking a Senior Mortgage Underwriter to join our team in a primarily remote role with occasional onsite meetings. You will underwrite Conventional, FHA, and VA loans, submit files to AW systems, and present files to the loan committee.

The role emphasizes accuracy, collaboration with mortgage partners, and timely submissions. Qualified candidates have 5+ years underwriting experience, FHA/VA DE approval, and strong Excel use.