Senior Remote Mortgage Underwriter

Jobot; Kirkwood (NJ); On-site; USD 95,000 - 110,000; Full time

Benefits offered by this job

Competitive compensation

401(k) plan

Health, life & disability coverage

Employee stock ownership

Paid time off

Remote work with occasional onsite

Employee discounts

Job summary

Jobot is seeking a Senior Mortgage Underwriter to help turn homeownership dreams into reality, with a primary remote setup and occasional onsite meetings. The role emphasizes accurate underwriting decisions, strong collaboration with branch partners, and timely submission turnaround.

The position expects 5+ years of underwriting experience, DE/VA approvals, and proficiency with Excel and Encompass. A supportive, growth-oriented culture and competitive compensation are highlighted by the employer.

Qualifications

• Minimum 5 years of mortgage underwriting experience.
• Active FHA Direct Endorsement (DE) and VA SAR/LAPP underwriting approval.
• Strong customer service mindset and a collaborative, solution-oriented approach.
• Proven ability to work cross-functionally with mortgage and lending partners.
• Exceptional attention to detail and accuracy.
• Strong organizational, planning, and time-management skills.
• Proficient in Microsoft Excel; Encompass experience preferred.

Responsibilities

• Underwrite Conventional, FHA, and VA loans in accordance with investor and agency guidelines
• Submit files through automated underwriting systems and evaluate results
• Approve or pend loans and present qualifying files to loan committee
• Serve as a trusted underwriting resource for branch partners, assisting with scenarios, questions, and complex files
• Maintain a consistent 24-48 hour turnaround on new submissions and resubmissions
• Ensure accurate loan documentation and proper file maintenance
• Utilize office systems and tools to support efficient underwriting operations

Skills

Mortgage underwriting

FHA/DE VA underwriting

Customer service mindset

Cross-functional collaboration

Attention to detail

Excel

Encompass

Tools

Encompass

Job description

Jobot is seeking a Senior Mortgage Underwriter to help turn homeownership dreams into reality, with a primary remote setup and occasional onsite meetings. The role emphasizes accurate underwriting decisions, strong collaboration with branch partners, and timely submission turnaround.

The position expects 5+ years of underwriting experience, DE/VA approvals, and proficiency with Excel and Encompass. A supportive, growth-oriented culture and competitive compensation are highlighted by the employer.