Senior Remote Mortgage Underwriter (FHA/VA DE)

Jobot; Richmond (VA); On-site; USD 95,000 - 110,000; Full time

Benefits offered by this job

Competitive compensation

Remote-friendly with onsite meetings

Job summary

Jobot is seeking a Senior Mortgage Underwriter to support a remote-first team with occasional onsite meetings. The role involves underwriting Conventional, FHA, and VA loans, ensuring compliance with investor guidelines, and maintaining rapid submission turnaround.

A robust benefits package accompanies this critical function and a long‑standing track record of homeownership support. With 5+ years in mortgage underwriting and active DE/VA approvals, you will collaborate across departments to help

Qualifications

• Active FHA Direct Endorsement (DE) and VA SAR/LAPP underwriting approval.
• Minimum 5 years of mortgage underwriting experience.
• Strong customer service mindset with a collaborative, solution-oriented approach.
• Proven ability to work cross-functionally with mortgage and lending partners.

Responsibilities

• Underwrite Conventional, FHA, and VA loans in accordance with investor and agency guidelines.
• Submit files through automated underwriting systems and evaluate results.
• Approve or pend loans and present qualifying files to loan committee.
• Serve as a trusted underwriting resource for branch partners, assisting with scenarios, questions, and complex files.
• Maintain a consistent 24-48 hour turnaround on new submissions and resubmissions.
• Ensure accurate loan documentation and proper file maintenance.
• Utilize office systems and tools to support efficient underwriting operations.

Skills

DE/VA underwriting approval

5+ years mortgage underwriting

Customer service mindset

Cross-functional collaboration

Attention to detail

Tools

Encompass

Job description

Jobot is seeking a Senior Mortgage Underwriter to support a remote-first team with occasional onsite meetings. The role involves underwriting Conventional, FHA, and VA loans, ensuring compliance with investor guidelines, and maintaining rapid submission turnaround.

A robust benefits package accompanies this critical function and a long‑standing track record of homeownership support. With 5+ years in mortgage underwriting and active DE/VA approvals, you will collaborate across departments to help