VP Relationship Manager II — Commercial Lending Leader

Provident Bank

Toms River (NJ)

On-site

USD 124,000 - 170,000

Full time

14 days+

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Benefits offered by this job

PTO

Holiday pay

Health insurance

Dental plan

Vision plan

401(k)

Disability insurance

Tuition reimbursement

Loan repayment

Life insurance

Employee Assistance Program

Job summary

Provident Bank is seeking a seasoned VP - Relationship Manager II to lead complex loan opportunities and portfolio management within the Central NJ Lending Team. You will evaluate, structure and close credit facilities while cross-selling bank products to build profitable relationships.

In this senior role you’ll oversee loan presentation preparation, monitor credit quality, and mentor junior staff, ensuring adherence to policy and regulatory standards while expanding the bank’s market presence

Qualifications

5-10 years related within financial industry
Bachelor’s degree in accounting, Finance or Business Administration; Comprehensive loan analysis experience.
Comprehensive loan analysis experience.
Comprehensive financial analysis experience.
Comprehensive knowledge of underwriting techniques.
Proven new business track record.
Strong oral, written and communication and management skills.
Proficient with software programs (Microsoft Word, Excel and Argus).

Responsibilities

Solicits credit-worthy potential and existing customers to develop new business and retain existing business.
Oversees the preparation of loan presentations including detailed financial analysis.
Assesses lending risks and makes recommendations on loan structure.
Establishes and promotes customer relationships; cross-sells Bank products and services.
Manages all aspects of assigned loan portfolio with emphasis on policy compliance and credit quality.
Facilitates closing of loan transactions with compliance to terms.