Senior Payments Platform Architect & Tech Lead

Citigroup Inc.; Tampa (FL); On-site; USD 141,000 - 212,000; Full time

Benefits offered by this job

Medical, dental & vision insurance

401(k) plan

Paid time off

Job summary

Citi is seeking a Senior Engineering Lead for the Payments Platform in Tampa. You will architect and scale AI-powered, self-healing microservices for real-time payment processing, collaborating with product, risk, and operations teams.

You’ll mentor engineers and drive resilient, compliant solutions across global destinations. The role demands a deep mastery of Java/Cash platforms, Kafka-based pipelines, and modern CI/CD practices, with a focus on reliability and performance under high

Qualifications

• 10+ years of hands-on software engineering experience in enterprise-grade payments or financial transaction processing systems.
• Proficiency in Java technologies including Spring Boot/Spring Cloud and reactive programming.
• Strong experience in Java and Python for enterprise-scale payments platforms.
• Experience building resilient microservices architectures with high availability.
• Familiarity with event-driven architectures using Apache Kafka and real-time data pipelines.
• CI/CD tooling experience with Jenkins, GitLab CI/CD or GitHub Actions.
• Knowledge of relational and NoSQL databases and performance tuning for high-volume data.
• Experience leveraging AI tools to accelerate development and improve productivity.
• Knowledge of payments rails, formats (ISO 20022, SWIFT, ACH) and regulatory considerations.

Responsibilities

• Lead integration of functions to meet goals and deploy new payments products and capabilities.
• Analyze complex payment processes and industry standards to define scalable solutions.
• Provide expertise in applications programming and manage large cross-functional projects.
• Develop methodologies and standards for design, coding, testing and implementation.
• Ensure resilient, self-healing microservices for high-volume payments processing.
• Collaborate with product owners and stakeholders to translate requirements into design.
• Mentor engineers and drive adoption of modern development practices.
• Communicate risk and regulatory considerations to leadership; ensure compliance.
• Drive architecture decisions for resilience, security, and performance.

Skills

10+ years Software Engineering

Java - Spring Boot/Spring Cloud

Python

Microservices architecture

Kafka real-time pipelines

CI/CD tooling

Databases

AI tools

Monitoring & Observability

Education

Bachelor's degree or equivalent

Master's degree preferred

Tools

Jenkins

GitLab CI/CD

GitHub Actions

Apache Kafka

Prometheus

Grafana

ELK Stack

Splunk

GitHub Copilot

Claude

Devin

PostgreSQL

MongoDB

Oracle

Redis

Spring Boot

Spring Cloud

Job description

Citi is seeking a Senior Engineering Lead for the Payments Platform in Tampa. You will architect and scale AI-powered, self-healing microservices for real-time payment processing, collaborating with product, risk, and operations teams.

You’ll mentor engineers and drive resilient, compliant solutions across global destinations. The role demands a deep mastery of Java/Cash platforms, Kafka-based pipelines, and modern CI/CD practices, with a focus on reliability and performance under high