Senior Mortgage Closer & Funder — Equity + Bonus

Wealthfront; United States; Remote; USD 84,000 - 105,000; Full time

Benefits offered by this job

Equity

Discretionary bonus

Job summary

Wealthfront MOps seeks a Senior Mortgage Closings/Funder to lead final document checks, funding, and investor deliveries. You will guide complex closings, coordinate with title and escrow, and ensure TRID compliance while driving process improvements with engineering and vendor partners.

The role requires 4+ years in mortgage closing and funding, including post-closing exposure, and experience mentoring others. Equity and discretionary bonus are offered in a fast-growing environment.

Qualifications

• 4+ years mortgage loan closing and funding experience in a Senior or Team Leader capacity, including hands-on post-closing exposure such as investor conditions, trailing documents and purchase suspense resolution
• Experience in a broker or correspondent environment a plus
• Experience preparing wire orders and conducting funding authorization reviews
• Proficiency in LOS systems, document preparation software and closing platforms
• Proficiency reading and interpreting XML and MISMO files
• Working knowledge of take-out investor delivery and purchase requirements, and of warehouse line funding workflows
• Experience training and mentoring others
• Excellent customer service and interpersonal skills

Responsibilities

• Serves as the final operational check for final documents and funding, managing complex disbursements and ensuring adherence to internal financial controls
• Manages the closing workflow, ensuring timely package generation, accurate fee reconciliation and adherence to TRID timelines across the team
• Prepares and reviews CDs, loan documents and escrow instructions to ensure compliance with federal, state and investor guidelines
• Manages the full funding process, executing wire requests, funding review and authorization
• Leads complex closing transactions, acting as subject matter expert on loan documentation, compliance and funding
• Utilizes expert knowledge of investor purchase conditions and post-closing QC findings to guide the team and implement preventative measures to ensure salability
• Supports post-closing functions as needed including investor condition clearing, trailing document follow-up and purchase suspense resolution
• Coordinates with title companies, escrow agents and borrowers to facilitate the closing process
• Collaborates across processing, origination, post‑closing, compliance and legal to ensure adherence to evolving regulations
• Partners with engineering and vendor implementation teams on closing and funding system projects, including requirements definition, configuration validation, user acceptance testing and post‑release issue triage
• Supports the team on daily closing, funding and post‑closing activity, serving as the first point of triage for escalations involving title, escrow, compliance, funding and investor conditions
• Proactively maintains loan pipeline, tasks and objectives, prioritizing workload to meet critical deadlines across a high volume of loan activity with a high degree of accuracy
• Adopts Company values in work behaviors, decision making, contributions and interpersonal interactions
• Contributes to a positive work environment by demonstrating cultural expectations and influencing others to reward performance, accountability, diversity and inclusion, flexibility, continuous development, collaboration, creativity and fun

Skills

Mortgage closing

Funding experience

Wire orders

LOS systems

Closing platforms

XML/MISMO

Investor delivery

Mentoring others

Customer service

Tools

LOS software

Document preparation software

Closing platforms

XML/MISMO files

Job description

Wealthfront MOps seeks a Senior Mortgage Closings/Funder to lead final document checks, funding, and investor deliveries. You will guide complex closings, coordinate with title and escrow, and ensure TRID compliance while driving process improvements with engineering and vendor partners.

The role requires 4+ years in mortgage closing and funding, including post-closing exposure, and experience mentoring others. Equity and discretionary bonus are offered in a fast-growing environment.