Senior Mortgage Closings & Funding Lead, Tech-Driven Ops

Wealthfront; San Francisco (CA); On-site; USD 120,000 - 170,000; Full time

Job summary

Wealthfront MOps is seeking a senior mortgage loan closer/funder to join our team as we scale our mortgage lending operations. You will guide clients through the final steps of their loan journey; ensuring accuracy, compliance and a smooth closing and funding experience.

You will collaborate with engineering and vendor partners to enhance document generation, funding and investor delivery, while ensuring TRID timelines and investor requirements are met in a fast-paced, high-volume environment.

Qualifications

• 4+ years mortgage loan closing and funding experience in a Senior or Team Leader capacity.
• Experience in a broker or correspondent environment is a plus.
• Experience preparing wire orders and funding authorization reviews.
• Proficiency in LOS systems, document preparation software and closing platforms.
• Proficiency reading and interpreting XML and MISMO files.
• Working knowledge of take-out investor delivery and purchase requirements, and warehouse line funding workflows.
• Experience training and mentoring others.

Responsibilities

• Serves as the final operational check for final documents and funding, managing complex disbursements and ensuring adherence to internal financial controls
• Manages the closing workflow, ensuring timely package generation, accurate fee reconciliation and adherence to TRID timelines across the team
• Prepares and reviews CDs, loan documents and escrow instructions to ensure compliance with federal, state and investor guidelines
• Manages the full funding process, executing wire requests, funding review and authorization
• Leads complex closing transactions, acting as subject matter expert on loan documentation, compliance and funding
• Utilizes expert knowledge of investor purchase conditions and post‑closing QC findings to guide the team and implement preventative measures to ensure salability
• Supports post‑closing functions as needed including investor condition clearing, trailing document follow‑up and purchase suspense resolution
• Coordinates with title companies, escrow agents and borrowers to facilitate the closing process
• Collaborates across processing, origination, post‑closing, compliance and legal to ensure adherence to evolving regulations
• Partners with engineering and vendor implementation teams on closing and funding system projects, including requirements definition, configuration validation, user acceptance testing and post‑release issue triage
• Supports the team on daily closing, funding and post‑closing activity, serving as the first point of triage for escalations involving title, escrow, compliance, funding and investor conditions
• Proactively maintains loan pipeline, tasks and objectives, prioritizing workload to meet critical deadlines across a high volume of loan activity with a high degree of accuracy
• Adopts Company values in work behaviors, decision making, contributions and interpersonal interactions
• Contributes to a positive work environment by demonstrating cultural expectations and influencing others to reward performance, accountability, diversity and inclusion, flexibility, continuous development, collaboration, creativity and fun

Skills

Customer-focused

Team-oriented

Self-driven

Excellent communication

Organizational skills

Collaborative

Adaptable to industry changes

Tools

LOS systems

Document preparation software

Closing platforms

Job description

Wealthfront MOps is seeking a senior mortgage loan closer/funder to join our team as we scale our mortgage lending operations. You will guide clients through the final steps of their loan journey; ensuring accuracy, compliance and a smooth closing and funding experience.

You will collaborate with engineering and vendor partners to enhance document generation, funding and investor delivery, while ensuring TRID timelines and investor requirements are met in a fast-paced, high-volume environment.