Senior Mortgage Advisor - Hybrid Office

Embrace Home Loans; Fairfax (VA); Hybrid; USD 70.000 - 120.000; Vollzeit

Zusammenfassung

Embrace Home Loans is seeking a Senior Loan Officer – Retail in a generic multi-region posting. This role supports the Retail Department, reporting to Branch Manager or Sales Manager, and operates within an exempt, full-time structure under a retail division framework.

The position emphasizes building a strong client referral base, staying current with FNMA/FHLMC/FHA/VA guidelines, and coordinating all loan steps from application to close, including marketing and brand representation at events.

Qualifikationen

• Mortgage Loan Originator (MLO) License through NMLS.
• Minimum of 1-2 years of Retail Loan Officer experience.
• Proficiency with Microsoft Office Suite (Outlook, Word, Teams, etc.)
• Knowledge and experience using loan origination software(s).
• Strong teamwork, interpersonal, organizational, financial and customer service skills.
• Effective time management, priority setting and thoroughness skills.
• Ability to attend / promote the company brand at networking and/or marketing events to increase personal production.

Aufgaben

• Establish, develop and maintain client referral relationships with realtors, builders, developers, CPA's, financial planners and make sales calls on potential or existing customers in order to develop new business and/or retain existing business.
• Keep informed of trends, changes, and developments in the local real estate market to deliver up to date information to clients.
• Keep up to date with changing rules, regulations, and guidelines from FNMA, FHLMC, FHA and VA in addition to other investors and agencies to prevent any errors during the loan process.
• To keep informed of all origination, processing, appraisal, underwriting and closing requirements for both company and investor guidelines pertaining to both governments insured and privately insured mortgages to ensure product selection for a client is as accurate as possible.
• Negotiate price, terms, and conditions with mortgages to find the best scenario for the client.
• Coordinate customer interaction and interface with all parties involved on each individual loan that is originated from application to closing including, but not limited to: counseling and pre-qualifying potential home buyers; taking complete and accurate application; obtaining all necessary support documents along with the appropriate fees and lock in information; overseeing the loan process monitoring loan status and ensuring conformity with term;assisting in collecting additional documents and promptly communicated loan status to all interested parties; and obtaining loan documentation after closing as directed by corporate or senior management.
• Maintain a professional image and standards consistent with company policies and procedures to represent Embrace as a leading lender.
• Follow through on all professional conditions and education requirements for licensure to ensure compliance in all business transactions.
• Adhere to organizational procedures for loan processing to ensure effective and efficient results.
• Participate in branch/headquarter meetings that require attendance to increase knowledge of process updates professional development.
• Performing such duties and assuming other responsibilities as may be assigned.

Kenntnisse

MLO License

Retail Experience

Office Suite Proficiency

Customer Service

Time Management

Networking

Tools

Loan Origination Software

Microsoft Office

Jobbeschreibung

Embrace Home Loans is seeking a Senior Loan Officer – Retail in a generic multi-region posting. This role supports the Retail Department, reporting to Branch Manager or Sales Manager, and operates within an exempt, full-time structure under a retail division framework.

The position emphasizes building a strong client referral base, staying current with FNMA/FHLMC/FHA/VA guidelines, and coordinating all loan steps from application to close, including marketing and brand representation at events.