Hybrid Retail Mortgage Loan Officer – Grow Your Client Network

Embrace Home Loans; Tampa (FL); Hybrid; USD 65.000 - 95.000; Vollzeit

Zusammenfassung

Embrace Home Loans seeks a motivated Loan Officer - Retail in Tampa, FL. This role focuses on building and maintaining client referral relationships, promoting the company brand, and delivering timely, accurate mortgage solutions. A hybrid office schedule is required to meet licensing and sales goals.

The position emphasizes staying informed on market trends, managing a pipeline, and collaborating with real estate professionals to create favorable financing options for clients.

Qualifikationen

• Bachelor’s degree or equivalent experience.
• Mortgage Loan Originator (MLO) License through NMLS.
• Proficiency with Microsoft Office Suite (Outlook, Word, Teams, etc.).
• Knowledge and experience using loan origination software(s).
• Strong teamwork, interpersonal, organizational, financial and customer service skills.
• Effective time management, priority setting and thoroughness skills.
• Ability to attend / promote the company brand at networking and/or marketing events to increase personal production.

Aufgaben

• Establish, develop and maintain client referral relationships with realtors, builders, developers, CPA’s, financial planners and make sales calls on potential or existing customers in order to develop new business and/or retain existing business.
• Keep informed of trends, changes, and developments in the local real estate market to deliver up to date information to clients.
• Keep up to date with changing rules, regulations, and guidelines from FNMA, FHLMC, FHA and VA in addition to other investors and agencies to prevent any errors during the loan process.
• To keep informed of all origination, processing, appraisal, underwriting and closing requirements for both company and investor guidelines pertaining to both governments insured and privately insured mortgages to ensure product selection for a client is as accurate as possible.
• Negotiate price, terms, and conditions with mortgages to find the best scenario for the client.
• Coordinate customer interaction and interface with all parties involved on each individual loan that is originated from application to closing including, but not limited to: counseling and pre-qualifying potential home buyers; taking complete and accurate application; obtaining all necessary support documents along with the appropriate fees and lock in information; overseeing the loan process monitoring loan status and ensuring conformity with term; assisting in collecting additional documents and promptly communicated loan status to all interested parties; and obtaining loan documentation after closing as directed by corporate or senior management.

Kenntnisse

Interpersonal skills

Time management

Networking events

Customer service

Teamwork

Ausbildung

Bachelor’s degree

MLO License (NMLS)

Tools

Loan origination software

Jobbeschreibung

Embrace Home Loans seeks a motivated Loan Officer - Retail in Tampa, FL. This role focuses on building and maintaining client referral relationships, promoting the company brand, and delivering timely, accurate mortgage solutions. A hybrid office schedule is required to meet licensing and sales goals.

The position emphasizes staying informed on market trends, managing a pipeline, and collaborating with real estate professionals to create favorable financing options for clients.