Senior Loan Review & Credit Risk Analyst

WesBanco, Inc.; Ironton (OH); On-site; USD 65,000 - 90,000; Full time

Job summary

WesBanco, Inc. seeks a Loan Review professional to provide independent evaluation of the loan portfolio quality and loan documentation. You will assist in communicating review results both verbally and in writing, supporting risk-based decisions.

The role requires knowledge of commercial lending, banking laws, and the ability to assess collateral documentation and financial information. A Bachelor's degree in business and 3+ years in bank exam/credit analysis are required.

Qualifications

• Bachelor's degree in a business-related field; Accounting or Finance preferred.
• Minimum of 3 years of experience as a Federal Bank Examiner, Loan Review or Credit Analysis.
• BAI Loan Review Certification or RMA Credit Risk Certification preferred.
• Proficient in reading, analyzing and interpreting financial reports and legal documents.

Responsibilities

• Assist with independent and objective evaluation of loan portfolio quality and documentation.
• Assist with assessment of credit risk and monitoring of loan policy compliance.
• Review commercial credits of all types and complexities; assign risk grades and recommend actions.
• Lead exit meetings for unit reviews under supervision of the Loan Review Department Manager.

Skills

Credit risk assessment

Financial analysis

Report writing

Lending knowledge

Education

Bachelor's degree in business related field

Accounting or Finance major preferred

Tools

Microsoft Word

Microsoft Excel

Microsoft Outlook

Job description

WesBanco, Inc. seeks a Loan Review professional to provide independent evaluation of the loan portfolio quality and loan documentation. You will assist in communicating review results both verbally and in writing, supporting risk-based decisions.

The role requires knowledge of commercial lending, banking laws, and the ability to assess collateral documentation and financial information. A Bachelor's degree in business and 3+ years in bank exam/credit analysis are required.