Senior Life Underwriting Consultant

Banner Life family of companies | life insurance; Frederick (MD); On-site; USD 109,900 - 135,000; Full time

Job summary

Banner Life Insurance Company is seeking an experienced Underwriting Consultant for a remote role operating on EST. This position targets candidates with 8+ years of underwriting, including large cases and substandard risk, who can review applications, set accurate risk assessments, and support broker/partners.

The role emphasizes collaboration with management, mentoring junior underwriters, process improvements, and maintaining high productivity and quality standards.

Qualifications

• BS/BA degree or applicable experience; FLMI, FALU or CLU designation preferred.
• Minimum 8 years underwriting experience, including large case underwriting and substandard.
• Proficient in Word, Excel, PowerPoint; strong communication and decision-making skills.

Responsibilities

• Review life insurance applications to determine acceptability and detect fraud.
• Make decisions on cases within authority and refer complex cases.
• Maintain favorable relationships with field and advise agencies on submissions and placements.
• Identify process changes to improve customer experience.
• Mentor less experienced underwriters in the department.

Skills

MS Office

Medical terminology

Quality oriented

Real-time decisions

Mentoring

Communication skills

Reinsurance knowledge

Education

BS/BA degree or applicable experience

FLMI

FALU

CLU designation preferred

Tools

Reinsurance process

Job description

Banner Life Insurance Company is seeking an experienced Underwriting Consultant for a remote role operating on EST. This position targets candidates with 8+ years of underwriting, including large cases and substandard risk, who can review applications, set accurate risk assessments, and support broker/partners.

The role emphasizes collaboration with management, mentoring junior underwriters, process improvements, and maintaining high productivity and quality standards.