Senior Life Underwriting Auditor – Remote

Manulife; North Carolina; Hybrid; USD 92,000 - 160,000; Full time

Job summary

Manulife is seeking a Life Underwriting Auditor for a remote role open to any location in continental US. The role audits underwriting initiatives, evaluates decision quality, and provides actionable insights to ensure alignment with pricing, mortality assumptions, and regulatory requirements.

Responsibilities include post-issue audits, risk assessment, CAP development, and collaboration with Risk Management and Training teams.

Qualifications

• Several years (typically 5+ years) of experience in life insurance underwriting.
• Strong understanding of life insurance products, underwriting guidelines, and risk selection principles.
• Ability to interpret complex medical and financial information and assess risk.
• Excellent analytical skills, attention to detail, and ability to identify patterns and root causes in audit findings.
• Strong written and verbal communication skills, with the ability to present findings clearly and constructively to underwriters and leadership.
• High level of professionalism, integrity, and discretion when handling sensitive information.

Responsibilities

• Conduct post-issue audits and monitor new underwriting initiatives for technical accuracy.
• Review underwriting decisions for medical, financial, and operational soundness, aligning with guidelines and risk appetite.
• Identify material errors, trends, and themes in audit results and prepare clear reports and recommendations for management.
• Collaborate with Underwriting Management and Risk Management to develop and track Corrective Action Plans (CAPs).
• Support enhancement of the Underwriting Risk Control Framework, including KRIs and governance standards.
• Translate audit findings into targeted training, coaching, and guideline clarifications.
• Provide input into innovation initiatives (tools, rules engines, GenAI) by testing impact on underwriting quality and risk.
• Assist design and execution of targeted audits for Underwriting Innovation initiatives.
• Ensure audit documentation is complete and suitable for internal audit and regulatory review.
• Contribute to continuous improvement of audit frameworks, metrics, and reporting.

Skills

Life underwriting expertise

Analytical thinking

Risk assessment

Underwriting governance

Communication

Collaboration

Education

Bachelor's degree or related field

ALU/FALU/FLMI designation

Tools

Excel

BI tools

Rules engines/GenAI testing

Job description

Manulife is seeking a Life Underwriting Auditor for a remote role open to any location in continental US. The role audits underwriting initiatives, evaluates decision quality, and provides actionable insights to ensure alignment with pricing, mortality assumptions, and regulatory requirements.

Responsibilities include post-issue audits, risk assessment, CAP development, and collaboration with Risk Management and Training teams.