Remote Life Underwriting Auditor – Risk & Quality Advisor

Manulife; Town of Florida (NY); Hybrid; USD 92,000 - 160,000; Full time

Job summary

Manulife is seeking a Life Underwriting Auditor to conduct audits of underwriting initiatives, assess decision quality, and provide actionable insights to maintain alignment with pricing, mortality assumptions, and regulatory requirements.

The role is remote and open to any location in the continental US, offering exposure to governance standards, CAPs, and continuous improvement across underwriting risk controls, training translation, and innovation projects.

Qualifications

• 5+ years of experience in life insurance underwriting (medical and financial)
• Strong understanding of life insurance products, underwriting guidelines, and risk selection principles
• Ability to interpret complex medical/financial information and assess risk
• Excellent analytical skills with attention to detail, identifying patterns and root causes
• Strong written and verbal communication to present findings to underwriters and leadership
• High professionalism, integrity, and discretion with sensitive information

Responsibilities

• Conduct post-issue audits and monitor new underwriting initiatives for technical accuracy and guideline adherence
• Review underwriting decisions for medical, financial, and operational soundness in line with guidelines
• Identify material errors, trends, and report clear recommendations to management
• Collaborate with Underwriting, Risk Management to develop CAPs and track remediation
• Support enhancement of the Underwriting Risk Control Framework (KRIs, governance)
• Translate audit findings into targeted training and guideline clarifications
• Provide input into innovation initiatives by testing impact on underwriting quality and risk
• Assist design and execution of targeted audits for Underwriting Innovation
• Ensure audit documentation is complete for internal audit and regulatory review
• Contribute to continuous improvement of audit frameworks and reporting

Skills

Analytical skills

Communication skills

Attention to detail

Risk assessment

Underwriting knowledge

Education

ALU/FALU/FLMI designation

Tools

Excel

BI tools

Job description

Manulife is seeking a Life Underwriting Auditor to conduct audits of underwriting initiatives, assess decision quality, and provide actionable insights to maintain alignment with pricing, mortality assumptions, and regulatory requirements.

The role is remote and open to any location in the continental US, offering exposure to governance standards, CAPs, and continuous improvement across underwriting risk controls, training translation, and innovation projects.