Remote Life Underwriting Auditor - Risk & Quality

Manulife; Washington; Hybrid; USD 92,000 - 160,000; Full time

Job summary

Manulife is seeking a Life Underwriting Auditor to conduct detailed audits of underwriting initiatives, evaluate decision quality, and provide actionable insights to maintain alignment with pricing, mortality assumptions, and regulatory requirements.

The role involves auditing post-issue underwriting, reviewing medical and financial risk assessments, and collaborating with risk and training teams to improve guidelines and controls. Remote work options within the continental US are available.

Qualifications

• Several years (typically 5+ years) of experience in life insurance underwriting with proven medical and financial underwriting expertise.
• Strong understanding of life insurance products, underwriting guidelines, and risk selection principles.
• Ability to interpret complex medical and financial information and assess risk.
• Excellent analytical skills, attention to detail, and ability to identify patterns and root causes in audit findings.
• Strong written and verbal communication skills to present findings clearly to underwriters and leadership.
• High level of professionalism, integrity, and discretion when handling sensitive information.

Responsibilities

• Conduct post-issue audits and monitor new underwriting initiatives for technical accuracy and guideline adherence.
• Review underwriting decisions for medical, financial, and operational soundness.
• Identify errors and trends in audit results and prepare structured reports for management.
• Collaborate with Underwriting Management and Risk Management to develop corrective action plans and track remediation.
• Support enhancement of the Underwriting Risk Control Framework, including KRIs and governance standards.
• Translate audit findings into targeted training and guideline clarifications with Training & Development.
• Test and evaluate new tools or GenAI solutions for impact on underwriting quality and risk.
• Assist with design and execution of targeted audits for Underwriting Innovation initiatives.
• Ensure audit documentation is complete for internal audit and regulatory review.
• Contribute to continuous improvement of audit frameworks, metrics, and reporting.

Skills

Life underwriting

Medical underwriting

Financial underwriting

Analytical skills

Communication

Discretion

Tools

Excel

BI tools

Job description

Manulife is seeking a Life Underwriting Auditor to conduct detailed audits of underwriting initiatives, evaluate decision quality, and provide actionable insights to maintain alignment with pricing, mortality assumptions, and regulatory requirements.

The role involves auditing post-issue underwriting, reviewing medical and financial risk assessments, and collaborating with risk and training teams to improve guidelines and controls. Remote work options within the continental US are available.