Senior Insurance Risk & Compliance Lead (Remote)

Capital One; Carson City (NV); Remote; USD 99,000 - 113,000; Full time

Job summary

Capital One is seeking an Insurance Risk - Principal Associate (Remote-Eligible) to review loan documents, policies, and endorsements, ensuring compliance with investor requirements. The role involves analyzing risk, drafting justifications, and coordinating with borrowers, agents, and third-party providers to resolve deficiencies.

The ideal candidate has at least 5 years in commercial insurance risk, underwriting, or compliance, with preferred ARM/CPCU/CRM certifications and a Bachelor’s degree

Qualifications

• High School Diploma, GED, or equivalent certification.
• At least 5 years of experience in the insurance industry, with a focus on commercial risk, underwriting, or compliance.

Responsibilities

• Compliance & Analysis: Review loan documentation, third party documents and investor guidelines to identify applicable insurance requirements; identify deficiencies in current policies and collaborate with agents and borrowers to resolve non-compliant items.
• Technical Policy Review: Analyze insurance certificates, binders, full policies, and endorsements to ensure accuracy and adequacy.
• Waiver Management: Holistically evaluate the risk associated with insurance deficiencies. Determine the feasibility of waivers and independently draft comprehensive justifications for investor approval.
• Subject Matter Expertise: Maintain a deep understanding of core coverages (General Liability, Umbrella/Excess, Property, etc.) and articulate the necessity of these coverages in protecting the underlying asset.
• Stakeholder Coordination: Partner with internal lines of business and external stakeholders to provide expert guidance on insurance matters.
• Force Placement & Audit: Manage force-placed insurance processes when necessary and represent the department in audits.
• Process Improvement: Proactively identify opportunities to streamline workflows, increase internal controls, and improve departmental efficiency.
• Analytical Rigor: Assess risk beyond a basic checklist and understand the wider implications of deficiencies.
• Exceptional Communication: Write technical justifications that are clear, persuasive, and concise.
• Accountability: Demonstrate the ability to work independently, manage high-volume tasks, and meet deadlines.

Education

Bachelor’s Degree or Military experience

ARM/CPCU/CRM certification

Job description

Capital One is seeking an Insurance Risk - Principal Associate (Remote-Eligible) to review loan documents, policies, and endorsements, ensuring compliance with investor requirements. The role involves analyzing risk, drafting justifications, and coordinating with borrowers, agents, and third-party providers to resolve deficiencies.

The ideal candidate has at least 5 years in commercial insurance risk, underwriting, or compliance, with preferred ARM/CPCU/CRM certifications and a Bachelor’s degree