Senior Insurance Risk & Compliance Associate (Remote)

Capital One; Cheyenne (WY); Remote; USD 99,000 - 113,000; Full time

Job summary

Capital One is seeking an Insurance Risk - Principal Associate (Remote-Eligible) to review insurance requirements, analyze policies, and manage risk across loan portfolios. The role involves coordinating with borrowers, agents, and GSEs to resolve deficiencies and ensure coverage adequacy.

The ideal candidate has 5+ years in insurance/commercial risk, and may hold ARM, CPCU, or CRM certifications. This is a remote-eligible, full-time position with salary ranges disclosed by location.

Qualifications

• High School Diploma, GED, or equivalent certification.
• At least 5 years of experience in the insurance industry, with a focus on commercial risk, underwriting, or compliance.
• Bachelor’s Degree or Military experience.
• 2+ years of experience working with Fannie Mae or Freddie Mac (GSE) Multifamily Loans.
• Certification in ARM, CPCU, or CRM is preferred.

Responsibilities

• Review loan documentation, third party documents and investor guidelines to identify applicable insurance requirements; identify deficiencies in current policies and collaborate with agents and borrowers to resolve non-compliant items.
• Analyze insurance certificates, binders, full policies, and endorsements to ensure accuracy and adequacy.
• Holistically evaluate the risk associated with insurance deficiencies and draft justifications for investor approval.
• Maintain understanding of core coverages (General Liability, Umbrella/Excess, Property) and explain their necessity for asset protection.
• Partner with internal and external stakeholders to provide guidance on insurance matters.
• Manage force-placed insurance processes and participate in audits.
• Identify opportunities to streamline workflows and improve departmental efficiency.

Skills

Compliance & Analysis

Technical Policy Review

Waiver Management

Subject Matter Expertise

Stakeholder Coordination

Force Placement & Audit

Process Improvement

Analytical Rigor

Exceptional Communication

Accountability

Education

High School Diploma

Bachelor’s Degree

Job description

Capital One is seeking an Insurance Risk - Principal Associate (Remote-Eligible) to review insurance requirements, analyze policies, and manage risk across loan portfolios. The role involves coordinating with borrowers, agents, and GSEs to resolve deficiencies and ensure coverage adequacy.

The ideal candidate has 5+ years in insurance/commercial risk, and may hold ARM, CPCU, or CRM certifications. This is a remote-eligible, full-time position with salary ranges disclosed by location.