Senior Home Loan Consultant

Citi; Boca Raton (FL); On-site; USD 108,000 - 132,000; Full time

Benefits offered by this job

Medical, dental, vision coverage

401(k) retirement plan

Paid time off

Wellness programs

Job summary

Citi Bank Retail Mortgage in Boca Raton, FL, seeks a Mortgage Lending Officer to originate high-quality residential loans and build strong client relationships. You will consult clients, assess financials, and coordinate with real estate agents and Citi partners to drive mortgage business.

The role requires 5–8 years of residential mortgage experience, strong knowledge of lending regulations, and the ability to explain loan options clearly.

Qualifications

• 5-8 years of experience in residential mortgage or related fields.
• FHA/VA and conventional loan experience preferred.
• Knowledge of consumer lending laws (RESPA, privacy, fair lending).
• Ability to explain financial calculations and pricing to customers.
• Strong customer service and relationship-building skills.

Responsibilities

• Consult with customers about lending needs and financial goals.
• Collect and analyze financial information and credit history.
• Assess whether customers and properties qualify for lending solutions.
• Recommend suitable lending products and explain risks/benefits.
• Build relationships with referral sources and real estate partners.
• Collaborate with operations to ensure smooth loan processing and closing.

Skills

Customer service

Sales ability

Communication skills

Mortgage knowledge

Relationship management

Education

Bachelor's degree or equivalent

Job description

Citi Bank Retail Mortgage in Boca Raton, FL, seeks a Mortgage Lending Officer to originate high-quality residential loans and build strong client relationships. You will consult clients, assess financials, and coordinate with real estate agents and Citi partners to drive mortgage business.

The role requires 5–8 years of residential mortgage experience, strong knowledge of lending regulations, and the ability to explain loan options clearly.