Senior Home Lending Advisor

Citi; New York (NY); On-site; USD 108,000 - 132,000; Full time

Job summary

Citi is seeking a Senior Mortgage Lending Officer in New York to originate high-quality residential real estate loans. You will engage with retail branches, real estate agents, and clients to grow mortgage sales and strengthen relationships.

The role emphasizes cross-functional collaboration with operations, processors, and underwriters to deliver a seamless client experience. The position requires 5–8 years of mortgage lending experience, strong knowledge of lending products, and excellent

Qualifications

• 5-8 years of experience in mortgage lending or related field.
• Residential Mortgage experience required.
• 1+ year experience in sales, credit or finance.
• Ability to explain financial calculations and pricing alternatives.
• Knowledge of consumer lending laws and RESPA.

Responsibilities

• Consult with customers about their financial situation and lending needs to help achieve home ownership goals.
• Collect and analyze customer information including income, assets and credit history.
• Assess whether customer and property may qualify for a lending solution.
• Provide recommendations on lending solutions and discuss risks/benefits.
• Promote Citi's brand and mortgage services to clients and referral sources.
• Coordinate with operations to ensure smooth loan processing and timely closings.
• Build and maintain relationships with clients, agents, and internal teams.

Skills

Residential mortgage experience

Relationship development

Self-motivated

Education

Bachelor's degree

Job description

Citi is seeking a Senior Mortgage Lending Officer in New York to originate high-quality residential real estate loans. You will engage with retail branches, real estate agents, and clients to grow mortgage sales and strengthen relationships.

The role emphasizes cross-functional collaboration with operations, processors, and underwriters to deliver a seamless client experience. The position requires 5–8 years of mortgage lending experience, strong knowledge of lending products, and excellent