Senior Home Lending Advisor

Citi; Park Ridge (IL); On-site; USD 108,000 - 132,000; Full time

Benefits offered by this job

Medical, dental & vision coverage

401(k)

Life, disability insurance

Wellness programs

Paid time off

Job summary

Citi Bank Retail Mortgage is seeking a Senior Mortgage Lending Officer to originate high-quality residential real estate loans for clients in the Park Ridge area. You will engage with real estate agents, clients, and referral sources to drive mortgage sales and build lasting client relationships.

The role requires 5–8 years of residential mortgage experience, strong knowledge of lending products, and the ability to explain financials and pricing.

Qualifications

• 5-8 years of experience in mortgage or lending roles.
• Residential Mortgage experience required.
• 1+ year of sales, credit or finance experience.
• Proven product sales capability.
• FHA/VA & conventional loan experience is preferred.
• Ability to understand and explain financial calculations and pricing.
• Able to explain documents needed to obtain a loan.
• Knowledge of consumer lending laws (fair lending, privacy, RESPA).
• Strong customer service skills.
• Self-motivated and independent work style.
• Strong relationship development and management skills.
• Expertise in general lending products and mortgage industry.
• Must register as a mortgage loan originator with the Nationwide Mortgage Licensing System and Registry.

Responsibilities

• Consult with customers about financial situations and lending needs.
• Collect and analyze income, assets, debts, and credit history.
• Assess whether customers and property qualify for lending solutions.
• Recommend lending solutions aligned to customer goals.
• Advise on risks and benefits of lending options.
• Promote Citi's lending services and build referral networks.
• Visit customers outside Citi offices as needed.
• Collaborate with internal teams to support customers.

Skills

Mortgage experience

Sales experience

Product sales

Regulatory knowledge

Customer service

Independent work

Relationship management

Lending expertise

MLO registration

Education

Bachelor's/University degree or equivalent experience

Job description

Citi Bank Retail Mortgage is seeking a Senior Mortgage Lending Officer to originate high-quality residential real estate loans for clients in the Park Ridge area. You will engage with real estate agents, clients, and referral sources to drive mortgage sales and build lasting client relationships.

The role requires 5–8 years of residential mortgage experience, strong knowledge of lending products, and the ability to explain financials and pricing.