Senior Director, Advanced Data Scientist – Credit Risk (Remote)

FNBO; Colorado; Hybride; USD 159 000 - 270 000; Plein temps

Avantages offerts par ce poste

Medical, Dental, Vision Insurance

401k with Matching Contributions

Time Off Programs

HSA/Dependent Care

Employee Banking

Growth Opportunities

Tuition Assistance

Disability Insurance

Résumé du poste

FNBO is seeking a Sr. Director, Advanced Data Scientist to lead the Partnership Division's data science and modeling function, defining a multi-year roadmap and delivering advanced ML models for credit decisioning and portfolio management.

You will communicate strategy to senior leaders, own end-to-end model development, and ensure regulatory and business goals are met through robust validation, interpretability, and ongoing monitoring.

Qualifications

• Master's degree or PhD in Statistics, Data Science, Computer Science, Mathematics, Operations Research, Econometrics, or related quantitative field.
• PhD strongly preferred, particularly for candidates with strong research experience in machine learning, statistics, or quantitative finance.
• 7+ years of experience developing statistical or machine learning models, preferably in financial services or consumer credit with experience developing credit card acquisition and account-management models.
• Strong experience independently developing predictive models using large and complex datasets.
• Demonstrated expertise in Python and/or R; strong SQL skills.
• Experience with gradient boosting/XGBoost/LightGBM, ensemble methods, neural networks, and other advanced ML techniques.
• Experience with model explainability techniques such as SHAP and partial dependence.
• Experience with the full model-development lifecycle, including development, implementation, and monitoring.
• Strong understanding of credit-risk concepts and consumer lending.

Responsabilités

• Define and own multi-year credit-risk modeling roadmap.
• Lead development of advanced ML models for credit acquisition and underwriting.
• Apply statistical and ML techniques to large-scale customer data.
• Evaluate algorithms including gradient boosting, neural networks, ensemble methods.
• Conduct fair lending analyses and monitor model performance.
• Translate business objectives into modeling frameworks and performance criteria.
• Collaborate with validation and risk teams to address challenges.

Connaissances

Python

R

SQL

Credit risk concepts

Stakeholder communication

Machine learning

Formation

Master's degree in Statistics/Data Science/CS/Math/OR/Econometrics

PhD strongly preferred

Outils

XGBoost

LightGBM

SHAP

Description du poste

FNBO is seeking a Sr. Director, Advanced Data Scientist to lead the Partnership Division's data science and modeling function, defining a multi-year roadmap and delivering advanced ML models for credit decisioning and portfolio management.

You will communicate strategy to senior leaders, own end-to-end model development, and ensure regulatory and business goals are met through robust validation, interpretability, and ongoing monitoring.