Senior Credit Underwriter - AI-Driven Risk & Growth

Allianz Commercial; Maryland; On-site; USD 105,000 - 115,000; Full time

Job summary

Allianz Trade in the United States seeks an experienced credit underwriting professional to ensure effective credit limit decisions with timely, high-quality service.

You will manage a dedicated customer portfolio, proactively service clients and brokers, and collaborate with RBM/IRP teams to maintain profitability. A finance background and knowledge of Allianz Trade Underwriting are essential.

Qualifications

• Bachelor's degree in economics, finance or related discipline.
• MBA or MS Finance preferred.
• 4-7 years' experience in financial management in banking, credit insurance brokerage or credit insurance environment.
• Excellent computer skills, with an understanding of financial software and spreadsheets.
• Market knowledge in dedicated business industries.
• In-depth knowledge and experience in Allianz Trade Underwriting.
• Awareness of AI technologies and enthusiasm to learn and integrate AI.

Responsibilities

• Decide credit limit requests consistently within risk model timeframes.
• Manage a dedicated customer portfolio and proactively service it.
• Support Commercial in steering loss ratio and portfolio profitability.
• Take responsibility in RBM/IRP related projects and initiatives.
• Build relationships with other core functions.

Skills

Financial analysis

Business acumen

AI awareness

Education

Bachelor's degree in economics/finance

MBA/MS Finance preferred

Tools

ChatGPT

Microsoft Copilot

GenAI

Job description

Allianz Trade in the United States seeks an experienced credit underwriting professional to ensure effective credit limit decisions with timely, high-quality service.

You will manage a dedicated customer portfolio, proactively service clients and brokers, and collaborate with RBM/IRP teams to maintain profitability. A finance background and knowledge of Allianz Trade Underwriting are essential.