Senior Credit Underwriter – Hybrid Trade Risk & Portfolio

Atradius N.V. (Italy); Baltimore (MD); Hybrid; USD 90,000 - 120,000; Full time

Benefits offered by this job

Competitive Salary & bonus

Paid Time Off

Hybrid work model

Medical and dental plans

Vision, Disability and Life Insurance

401k with company match

Job summary

Atradius Trade Credit Insurance Inc. in the United States is seeking a Senior Underwriter to join our underwriting team. You will evaluate and approve limit requests, set risk thresholds, and present recommendations to the Credit Committee, partnering with commercial teams and brokers.

Ideal candidates have 5+ years in commercial credit, strong financial analysis, and excellent written and verbal communication. The role offers a hybrid work model with competitive compensation and benefits.

Qualifications

• Bachelor's degree in business, finance or economics plus 5 years of commercial credit or lending experience with emphasis on financial analysis
• Master’s degree and/or Credit/Finance Certificate from an accredited organization is a plus
• Effective written and verbal communication skills are critical for updates and recommendations to Risk and Country Directors

Responsibilities

• Evaluate and approve new limit requests within delegated authorities while applying underwriting principles and procedures in line with governance.
• Establish credit insurance exposure thresholds for aggregate risk appetite and maintain risk scores on buyers.
• Set and articulate underwriting strategies for each known buyer group, buyer and sector within the portfolio.
• Monitor exposure development and adjust risk management approach to optimize the claims ratio.
• Prepare and present formal recommendations to the Credit Committee for risk thresholds.
• Serve as risk liaison to commercial team, brokers, and customers.
• Participate in calls and buyer visits to enhance portfolio risk management.
• Ad-hoc project specific deliverables as required

Skills

Credit analysis

Underwriting

Risk assessment

Financial statements

Communication skills

Present to Credit Committee

Education

Bachelor's degree in business/finance/economics

Master's degree or Credit/Finance Certificate

Job description

Atradius Trade Credit Insurance Inc. in the United States is seeking a Senior Underwriter to join our underwriting team. You will evaluate and approve limit requests, set risk thresholds, and present recommendations to the Credit Committee, partnering with commercial teams and brokers.

Ideal candidates have 5+ years in commercial credit, strong financial analysis, and excellent written and verbal communication. The role offers a hybrid work model with competitive compensation and benefits.