Senior Credit Review Officer, Commercial Lending

First Horizon Corp.; Memphis (TN); On-site; USD 120,000 - 180,000; Full time

Job summary

First Horizon Bank in United States seeks a Senior Commercial Credit Review Officer to evaluate portfolio quality and risk practices within the centralized lending group, regional markets, and specialty lines. The role requires independent operation and adherence to CAS policy and ethical standards.

The Sr CRO will mentor team members, lead examinations, and interact with risk partners to identify and address emerging risks and ensure regulatory alignment.

Qualifications

• Bachelor's degree required; Master's preferred.
• 10–15 years of commercial credit review experience.
• Strong oral and written communication skills.

Responsibilities

• Perform credit reviews of complex commercial relationships across portfolio segments.
• Lead examinations, including planning, field work, communication, and reporting.
• Monitor commercial units, assessing portfolio quality and credit risk management practices.
• Identify emerging risks from review trends, portfolio, industry, and economic information, and collaborate with risk partners.
• Identify key issues, determine root causes, and coordinate with management to ensure resolution.

Skills

Communication skills

Education

Bachelor's degree

Master's degree preferred

Tools

Microsoft Office Suite

Job description

First Horizon Bank in United States seeks a Senior Commercial Credit Review Officer to evaluate portfolio quality and risk practices within the centralized lending group, regional markets, and specialty lines. The role requires independent operation and adherence to CAS policy and ethical standards.

The Sr CRO will mentor team members, lead examinations, and interact with risk partners to identify and address emerging risks and ensure regulatory alignment.