Commercial Underwriter & Portfolio Manager (Credit Analysis)

First Horizon Bank; Metairie (LA); On-site; USD 85,000 - 120,000; Full time

Job summary

First Horizon Bank is seeking a CCL Underwriter / Portfolio Manager to provide ongoing credit analysis and support for centralized commercial lending portfolios in a production-driven environment. The role emphasizes credit quality and client experience, requiring strong analytical and communication skills.

Responsibilities include risk rating, covenant testing, portfolio quality reporting, collaboration with market teams, and preparing credit memos and annual reviews.

Responsibilities

• Conduct annual risk ratings and periodic covenant testing to support portfolio management
• Monitor, analyze, and report on key performance indicators related to loan portfolio quality
• Collaborate with market teams and associates to gather feedback and align work with team priorities
• Provide insights on client credit profiles and incorporate findings into underwriting documents such as credit memos and annual reviews
• Perform financial statement and tax return spreading using bank software or templates; advise associates on updating loan requests or modifications; create and present credit memos
• Assist with loan maintenance tasks via servicing system including coding, lien release requests
• Participate in special projects and assignments to support associates and enhance client service

Job description

First Horizon Bank is seeking a CCL Underwriter / Portfolio Manager to provide ongoing credit analysis and support for centralized commercial lending portfolios in a production-driven environment. The role emphasizes credit quality and client experience, requiring strong analytical and communication skills.

Responsibilities include risk rating, covenant testing, portfolio quality reporting, collaboration with market teams, and preparing credit memos and annual reviews.