Senior Credit Review Leader - Loan Risk & Portfolio Quality

First Horizon Bank; Charlotte (NC); On-site; USD 120,000 - 165,000; Full time

Job summary

First Horizon Bank is seeking a Sr Commercial Credit Review Officer (Sr CRO) to evaluate portfolio quality and credit risk management across the commercial bank's centralized lending group, regional markets, and specialty lines. The role emphasizes independent operation within CAS policy and strong leadership in reviewing complex relationships.

The Sr CRO will mentor team members, identify emerging risks, collaborate with risk partners, and ensure regulatory and policy compliance while

Qualifications

• Bachelor's degree required; Master's degree preferred.
• 10–15 years of commercial credit review experience.
• Excellent oral and written communication skills.

Responsibilities

• Perform credit reviews of complex commercial relationships across portfolio segments.
• Lead examinations, including planning, field work, communication, and reporting.
• Monitor portfolio quality and credit risk management practices.
• Identify risks and root causes, recommend corrective actions, and collaborate with business units.
• Provide mentoring/training to CAS Commercial Review team members.

Skills

Communication skills

Leadership

High attention to detail

Education

Bachelor's degree

Master's degree preferred

Tools

Microsoft Office

Job description

First Horizon Bank is seeking a Sr Commercial Credit Review Officer (Sr CRO) to evaluate portfolio quality and credit risk management across the commercial bank's centralized lending group, regional markets, and specialty lines. The role emphasizes independent operation within CAS policy and strong leadership in reviewing complex relationships.

The Sr CRO will mentor team members, identify emerging risks, collaborate with risk partners, and ensure regulatory and policy compliance while