Senior Credit & Risk Portfolio Manager

First Horizon Corp.; Mobile (AL); On-site; USD 85,000 - 125,000; Full time

Job summary

First Horizon Corp. is seeking a Portfolio Manager to assist in risk assessment and management of the bank’s loan portfolio.

You will perform annual reviews, renewal and covenant compliance, and financial collections within assigned credits while partnering with Relationship Managers to grow a profitable loan portfolio. The role involves evaluating risk, collecting financial data, underwriting, and preparing pricing models for new and existing credits, with responsibilities spanning monitoring

Qualifications

• Bachelor's degree and at least 10 years of experience or an equivalent combination of education and experience.

Responsibilities

• Evaluates risk to determine if credit is acceptable and identifies credit risk trends at customer and portfolio level.
• Works with Relationship Managers to meet clients and understand requirements.
• Collects financial data to ensure accurate risk assessment and thorough underwriting.
• Analyzes cash flow for commercial and individual borrowers to assess repayment ability and financial condition.
• Prepares financial spreads, credit presentation sheets, narratives, relationship summaries, and loan pricing models for approval.

Education

Bachelor's degree (4-year college)

Job description

First Horizon Corp. is seeking a Portfolio Manager to assist in risk assessment and management of the bank’s loan portfolio.

You will perform annual reviews, renewal and covenant compliance, and financial collections within assigned credits while partnering with Relationship Managers to grow a profitable loan portfolio. The role involves evaluating risk, collecting financial data, underwriting, and preparing pricing models for new and existing credits, with responsibilities spanning monitoring