Senior Credit Originator - Affordable & Workforce Housing

Aumni; United States; On-site; USD 90,000 - 150,000; Full time

Benefits offered by this job

Comprehensive health care coverage

On-site health and wellness centers

Retirement savings plan

Backup childcare

Tuition reimbursement

Mental health support

Financial coaching

Job summary

JPMorganChase is seeking a Credit Originator in their Community Development Banking division to lead end-to-end loan origination for Affordable and Workforce housing projects. You will evaluate opportunities, structure deals, coordinate credit approvals, and guide clients through closing with the support of cross-functional teams.

You will mentor junior staff, ensure compliance with underwriting standards, and maintain strong client engagement through site visits and industry events while

Qualifications

• Minimum 7 years of commercial banking/lending experience, including extensive credit, structuring, closing, and loan documentation experience.
• Commercial Real Estate credit and underwriting experience required.
• Excellent communication skills and ability to present well-reasoned recommendations to senior management.
• Strong interpersonal skills to interact with clients and internal partners.
• Significant accounting and finance knowledge; strong real estate fundamentals.
• Strong analytical and business writing skills.
• Proficiency with Microsoft Word, Excel, and PowerPoint.
• BA/BBA Degree

Responsibilities

• Lead end-to-end origination and execution across Affordable and Workforce housing transactions.
• Evaluate and structure new loan opportunities, identifying key strengths, risks, and mitigants.
• Serve as an advisor to clients on credit structuring products and solutions; maintain strong client engagement through client/property visits and industry events.
• Coordinate the pitch and credit approval process in conjunction with PCOs and Credit Executives; present proposed transactions to senior management and clearly articulate recommended credit decisions.
• Prepare LOIs, term sheets, and negotiate loan documentation; coordinate the closing process and due diligence review CDB.
• Lead checklist/closing calls; engage counsel as point of contact; negotiate key requirements with other funders and address LIHTC/Bond/soft lender requirements and compliance.
• Coordinate with Risk, Closing, Construction Management, ASG, ERM, Insurance, and other partners to set the framework for credit analysis, confirm deliverable quality, and drive timely execution.
• Lead the debt delivery process and “own” the client experience as the primary client contact throughout the credit originations process

Skills

Commercial banking

CRE credit underwriting

Communication skills

Interpersonal skills

Accounting knowledge

Analytical writing

Microsoft Office

Education

BA/BBA Degree

MBA

Tools

Microsoft Word

Excel

PowerPoint

Job description

JPMorganChase is seeking a Credit Originator in their Community Development Banking division to lead end-to-end loan origination for Affordable and Workforce housing projects. You will evaluate opportunities, structure deals, coordinate credit approvals, and guide clients through closing with the support of cross-functional teams.

You will mentor junior staff, ensure compliance with underwriting standards, and maintain strong client engagement through site visits and industry events while