Senior Credit Originator — Affordable Housing & CDB

JP Morgan Chase; New York (NY); On-site; USD 130,000 - 180,000; Full time

Job summary

JPMorganChase in New York is seeking a Credit Originator within Community Development Banking to oversee and promote the loan origination process for CDB clients. You will leverage affordable housing expertise to structure financing, lead deal teams, and coordinate approvals, while maintaining strong client relationships across developers, investors, and nonprofit partners.

You will work with cross-functional teams to ensure credit standards are met and deliver best-in-class solutions, driving

Qualifications

• Minimum 7 years of commercial banking and lending experience.
• Commercial Real Estate credit and underwriting experience required.
• Excellent communication skills and ability to present recommendations to senior management.
• Strong interpersonal skills to interact with clients and internal partners.
• Significant accounting and finance knowledge with strong real estate fundamentals.

Responsibilities

• Lead end-to-end origination and execution of Affordable and Workforce housing transactions.
• Evaluate and structure new loan opportunities, identifying strengths, risks, and mitigants.
• Advise clients on credit structuring products; maintain engagement through site visits and events.
• Coordinate pitch and credit approvals with PCOs and Credit Executives; present to senior management.
• Prepare LOIs, term sheets, negotiate documents; coordinate closing and due diligence.
• Lead closing calls; engage counsel; address LIHTC and bond requirements with other funders.
• Mentor analysts/associates and support development of credit analysis and structuring skills.

Skills

Credit underwriting

Client relationship management

Financial analysis

Communication

Office suite proficiency

Education

BA/BBA Degree

MBA (preferred)

Tools

Microsoft Word

Excel

PowerPoint

Job description

JPMorganChase in New York is seeking a Credit Originator within Community Development Banking to oversee and promote the loan origination process for CDB clients. You will leverage affordable housing expertise to structure financing, lead deal teams, and coordinate approvals, while maintaining strong client relationships across developers, investors, and nonprofit partners.

You will work with cross-functional teams to ensure credit standards are met and deliver best-in-class solutions, driving