Lead Affordable & Workforce Housing Loan Originations

J.P. Morgan; New York (NY); On-site; USD 140,000 - 230,000; Full time

Job summary

JPMorgan Chase & Co. in New York seeks a Credit Originator within Community Development Banking to lead end-to-end origination for Affordable and Workforce housing transactions, structure opportunities, and coordinate credit approvals.

You will mentor analysts, engage senior management, and partner with internal teams to deliver tailored financing solutions for developers, investors, and non-profit clients.

Qualifications

• 7+ years of commercial banking and lending experience, including credit, structuring, closing, and loan documentation.
• Commercial Real Estate credit and underwriting experience required.
• Excellent communication skills and ability to present well-reasoned recommendations to senior management.
• Strong interpersonal skills to interact with clients and internal partners.
• Significant accounting and finance knowledge; strong real estate fundamentals.
• Strong analytical and business writing skills.
• Proficiency with Microsoft Word, Excel, and PowerPoint.

Responsibilities

• Lead end-to-end origination and execution across Affordable and Workforce housing transactions.
• Evaluate and structure new loan opportunities, identifying key strengths, risks, and mitigants.
• Serve as an advisor to clients on credit structuring products and solutions; maintain strong client engagement through client/property visits and industry events.
• Coordinate the pitch and credit approval process in conjunction with PCOs and Credit Executives; present proposed transactions to senior management and clearly articulate recommended credit decisions.
• Prepare LOIs, term sheets, and negotiate loan documentation; coordinate the closing process and due diligence review CDB.
• Lead checklist/closing calls; engage counsel as point of contact; negotiate key requirements with other funders and address LIHTC/Bond/soft lender requirements and compliance.
• Coordinate with Risk, Closing, Construction Management, ASG, ERM, Insurance, and other partners to set the framework for credit analysis, confirm deliverable quality, and drive timely execution.
• Lead the debt delivery process and “own” the client experience as the primary client contact throughout the credit originations process.

Skills

Commercial banking

Credit analysis

Loan structuring

Client relationship management

Communication

Microsoft Office

Education

BA/BB Degree

MBA

Tools

Excel

PowerPoint

Word

Job description

JPMorgan Chase & Co. in New York seeks a Credit Originator within Community Development Banking to lead end-to-end origination for Affordable and Workforce housing transactions, structure opportunities, and coordinate credit approvals.

You will mentor analysts, engage senior management, and partner with internal teams to deliver tailored financing solutions for developers, investors, and non-profit clients.