Senior Credit Card Risk Strategy Lead (Remote/Hybrid)

Huntington National Bank; Chicago (IL); On-site; USD 102,000 - 208,000; Full time

Benefits offered by this job

Health insurance coverage

Wellness program

Life and disability insurance

Retirement savings plan

Paid leave programs

Paid holidays

Paid time off (PTO)

Job summary

Huntington National Bank in Chicago, IL is seeking a Credit Card Risk Strategy Analyst to lead the development, implementation, and ongoing monitoring of quantitative credit strategies for consumer card acquisition programs. You will shape account approval strategies, initial credit line assignment, and risk-based pricing while aligning with portfolio loss and risk-adjusted return objectives.

You will collaborate with Credit Administration, Underwriting, Fraud, Model Risk Management, Product and

Qualifications

• Bachelor's degree required.
• 7+ years analytics experience in financial services.
• 5+ years experience with SQL/SAS.
• MBA/MS/PhD in Statistics, Economics, Finance, or Business Analytics preferred.
• Experience with Tableau, Snowflake, or comparable data visualization tools, and Microsoft Excel.

Responsibilities

• Lead the development, implementation, and ongoing oversight of consumer credit card new account origination strategies, including segment-level performance reporting and change management.
• Design, execute, and evaluate policy experiments and A/B tests, translating analytical findings into actionable credit policy and strategy enhancements.
• Manage forecasting, monitoring, and reporting frameworks that provide timely visibility into credit risk performance and emerging portfolio trends.
• Partner cross-functionally with Credit Administration, Underwriting, Fraud, Model Risk Management, Product, and Legal/Compliance to advance business priorities and ensure alignment with risk and regulatory requirements.
• Demonstrated experience managing the full analytical lifecycle, including project development, execution, presentation, implementation, and post-implementation monitoring.
• Demonstrated understanding of credit card profit-and-loss (P&L) drivers and financial performance.
• Analyze data using SQL/SAS to review performance, conduct comprehensive analyses, propose strategy changes, and validate implementations.

Skills

Analytical thinking

Communication skills

Attention to detail

Problem solving

Time management

Project management

Education

Bachelor's degree

MBA/MS/PhD in Statistics Economics Finance or Business Analytics

Tools

SQL/SAS

Tableau

Snowflake

Excel

Job description

Huntington National Bank in Chicago, IL is seeking a Credit Card Risk Strategy Analyst to lead the development, implementation, and ongoing monitoring of quantitative credit strategies for consumer card acquisition programs. You will shape account approval strategies, initial credit line assignment, and risk-based pricing while aligning with portfolio loss and risk-adjusted return objectives.

You will collaborate with Credit Administration, Underwriting, Fraud, Model Risk Management, Product and