Remote Senior Risk Lead – Commercial Card & Payments

Huntington National Bank; Chicago (IL); On-site; USD 125,000 - 255,000; Full time

Benefits offered by this job

Health insurance coverage

Wellness program

Life and disability insurance

Retirement savings plan

Paid leave programs

Paid holidays

PTO

Job summary

Huntington National Bank is seeking a Senior Manager for Commercial Credit Card and Commercial Payment Product Credit Risk Management in Chicago. You will lead multiple risk teams, evaluate creditworthiness across corporate clients, and supervise controls, limits, and collection strategies to align with risk appetite and regulatory requirements.

The role partners with Compliance, Legal, Operations, and other risk functions to strengthen controls and drive risk-informed business decisions.

Qualifications

• Bachelor’s Degree and 10 years of relevant experience in commercial credit, commercial cards, commercial payments, or related risk management.
• Experience evaluating credit risk and managing portfolio risk across corporate, middle-market, and SME clients.

Responsibilities

• Lead multiple teams responsible for commercial credit card and payment product risk management, setting priorities and allocating resources.
• Oversee evaluation of creditworthiness for existing corporate, middle-market, and SME clients using financial analysis and data sources.
• Set and monitor credit limits, temporary increases, exposure thresholds, and spend controls in line with risk appetite.
• Direct portfolio monitoring of delinquency, utilization, payment behavior, and industry concentrations.
• Translate card, billing, disclosures, consumer protection, and data-use requirements into controls with Compliance.
• Oversee early-intervention and collection strategies, including account restrictions and restructurings.
• Identify and resolve complex credit and operational problems by coordinating across the department and influencing leadership.
• Lead issue remediation and examination-readiness activities, including corrective-action planning and audits.

Skills

Leadership

Communication

Negotiation

Decision-making

Education

Bachelor’s Degree

Job description

Huntington National Bank is seeking a Senior Manager for Commercial Credit Card and Commercial Payment Product Credit Risk Management in Chicago. You will lead multiple risk teams, evaluate creditworthiness across corporate clients, and supervise controls, limits, and collection strategies to align with risk appetite and regulatory requirements.

The role partners with Compliance, Legal, Operations, and other risk functions to strengthen controls and drive risk-informed business decisions.