Senior Manager, Credit Risk & Strategy (Hybrid)

Alliant Credit Union; Illinois; Hybrid; USD 119,000 - 205,000; Full time

Benefits offered by this job

Annual performance bonus

Work from home up to 3 days a week

Paid parental leave

Employee discount programs

Time off including paid personal and S

11 paid holidays

Education reimbursement

Job summary

Alliant Credit Union in Chicago seeks a senior leader to shape consumer credit risk strategy and drive growth. You will oversee analysts evaluating risk across consumer lending portfolios and develop data-driven strategies to optimize risk-adjusted returns.

The role focuses on underwriting guidelines for cards, auto loans, personal loans, and HELOCs, with cross-functional collaboration to align with risk appetite and business goals.

Qualifications

• Minimum 4-year Bachelor's degree in management, business, statistics or related.
• Minimum 6 years of Credit Risk, Consumer Lending Products or Related.
• Preferred 1 year of People Management.
• In lieu of Education: 8 years of Experience in Credit Risk, Consumer Lending Products or Related including People Management.

Responsibilities

• Develop and refine underwriting guidelines for products including credit cards, auto lending, personal loans, and HELOCs.
• Provide analytical support and risk assessment for the evaluation and launch of new products such as consumer lending.
• Oversee and monitor KPIs such as automated approval rates, delinquency, charge-off rates, and ROA to identify trends and risks.
• Analyze portfolio performance and make data-driven recommendations for portfolio-level changes to optimize risk and return.
• Lead the development and refinement of credit policies, standards, and procedures with clarity and best practices.

Skills

Leadership

Analytical thinking

Cross-functional collaboration

Education

Bachelor's degree in Management, Business, Statistics or Related

Tools

SQL

Excel

Power BI

Job description

Alliant Credit Union in Chicago seeks a senior leader to shape consumer credit risk strategy and drive growth. You will oversee analysts evaluating risk across consumer lending portfolios and develop data-driven strategies to optimize risk-adjusted returns.

The role focuses on underwriting guidelines for cards, auto loans, personal loans, and HELOCs, with cross-functional collaboration to align with risk appetite and business goals.