Credit Card Risk Strategy Lead - Data-Driven Growth

Huntington Bank; Chicago (IL); Hybrid; USD 102,000 - 208,000; Full time

Benefits offered by this job

Health insurance

Wellness program

Retirement plan

Paid time off

Job summary

Huntington Bank is seeking a Credit Card Risk Strategy Analyst to lead the development and ongoing monitoring of quantitative credit strategies for consumer credit card acquisition. The role involves forecasting, risk-based pricing, and ensuring alignment with portfolio objectives.

You will partner across Credit Administration, Underwriting, Fraud, Model Risk Management, Product, and Legal/Compliance to translate analytical findings into policy and strategy enhancements, with a focus on

Qualifications

• Bachelor's degree in a relevant field.
• 7+ years experience in analytics role in financial services.
• 5+ years experience with SQL/SAS.
• Experience with Tableau, Snowflake, or comparable data visualization tools, and Microsoft Excel.
• Strong organization and communication skills, both verbal and written.
• Ability to work on multiple projects at once, prioritizing within tight time constraints.

Responsibilities

• Lead development, implementation, and oversight of consumer credit card origination strategies and reporting.
• Design, run, and evaluate policy experiments and A/B tests for credit policy improvements.
• Manage forecasting, monitoring, and reporting frameworks for credit risk performance.
• Collaborate with Credit Administration, Underwriting, Fraud, Model Risk Management, Product and Legal/Compliance.
• Demonstrate end-to-end analytical lifecycle from project initiation to post-implementation monitoring.

Skills

SQL/SAS

Analytical thinking

Communication skills

Project management

Education

MBA/MS or Ph.D in Statistics, Economics, Finance, or Business Analytics

Tools

Tableau

Snowflake

Excel

Job description

Huntington Bank is seeking a Credit Card Risk Strategy Analyst to lead the development and ongoing monitoring of quantitative credit strategies for consumer credit card acquisition. The role involves forecasting, risk-based pricing, and ensuring alignment with portfolio objectives.

You will partner across Credit Administration, Underwriting, Fraud, Model Risk Management, Product, and Legal/Compliance to translate analytical findings into policy and strategy enhancements, with a focus on