Credit Card Risk Strategy Analyst — Data-Driven, Remote/Hybrid

Huntington National Bank; Columbus (OH); On-site; USD 102,000 - 208,000; Full time

Benefits offered by this job

Health insurance

Retirement plan

Paid time off

Job summary

The Credit Card Risk Strategy Analyst at Huntington National Bank leads the development, implementation, and ongoing monitoring of quantitative credit strategies for the bank's consumer credit card acquisition programs. You will oversee account approval strategies, initial credit line assignment, and risk-based pricing, ensuring portfolio alignment with loss and risk-adjusted return objectives.

In this role you will design and test credit policies, forecast risk, and communicate insights to

Qualifications

• Bachelors degree required.
• 7+ years analytics experience in financial services.
• 5+ years SQL/SAS experience.

Responsibilities

• Lead the development, implementation, and ongoing oversight of consumer credit card new account origination strategies, including segment-level performance reporting and change management.
• Design, execute, and evaluate policy experiments and A/B tests, translating analytical findings into actionable credit policy and strategy enhancements.
• Manage forecasting, monitoring, and reporting frameworks that provide timely visibility into credit risk performance and emerging portfolio trends.
• Partner cross-functionally with Credit Administration, Underwriting, Fraud, Model Risk Management, Product, and Legal/Compliance to advance business priorities and ensure alignment with risk and regulatory requirements.
• Demonstrated experience managing the full analytical lifecycle, including project development, execution, presentation, implementation, and post-implementation monitoring.
• Demonstrated understanding of credit card profit-and-loss (P&L) drivers and financial performance.
• Analyze data using SQL/SAS to review performance, conduct comprehensive analyses, propose strategy changes, and validate implementations.

Skills

SQL

SAS

Analytics

Credit risk

Communication

Education

Bachelor's degree

MBA/MS/Ph.D in Statistics, Economics, Finance, or Business Analytics

Tools

Tableau

Snowflake

Excel

Job description

The Credit Card Risk Strategy Analyst at Huntington National Bank leads the development, implementation, and ongoing monitoring of quantitative credit strategies for the bank's consumer credit card acquisition programs. You will oversee account approval strategies, initial credit line assignment, and risk-based pricing, ensuring portfolio alignment with loss and risk-adjusted return objectives.

In this role you will design and test credit policies, forecast risk, and communicate insights to