Senior Credit Analyst & Underwriting Lead

City Bank; Plano (TX); On-site; USD 65,000 - 85,000; Full time

Job summary

City Bank is seeking a Credit Analyst to gather and analyze credit data on borrowers and assist in loan requests. You will support underwriting, ensure policy adherence, and help develop the credit team while maintaining strong client relationships.

Candidates should be capable of underwriting complex credits, coordinating training, and participating in hiring within the credit department, with a focus on compliance and professional growth.

Qualifications

• Proven ability to manage all essential duties of the Credit Analyst position.
• Prepare loan memorandums detailing loan requests and credit quality.
• Senior Credit Analysts are expected to underwrite credit requests of all sizes and complexity.
• Participate in the credit review process and ensure underwriting, policy and compliance procedures are followed.
• Maintain relationships with Senior Management and lending staff; assist Lenders on client calls/meetings.
• Mentor and train credit analysts and coordinate internal group training.
• Participate in hiring and development of the credit department.
• Identify external training opportunities for the credit department.
• Ensure compliance with City Bank loan policy; engage in external training modules at least twice per year.

Responsibilities

• Gather and analyze credit information on current and potential borrowers.
• Assist loan officers in writing loan requests and presenting them for approval.
• Promote business by maintaining good customer relations and referring clients for new services.
• Support the credit review process and ensure adherence to underwriting standards.

Skills

Credit analysis

Training & mentoring

Policy interpretation

Stakeholder management

Communication

Job description

City Bank is seeking a Credit Analyst to gather and analyze credit data on borrowers and assist in loan requests. You will support underwriting, ensure policy adherence, and help develop the credit team while maintaining strong client relationships.

Candidates should be capable of underwriting complex credits, coordinating training, and participating in hiring within the credit department, with a focus on compliance and professional growth.