Senior Commercial Credit Underwriter

State Bank; Luckey (OH); On-site; USD 65,000 - 90,000; Full time

Benefits offered by this job

Quarterly incentives up to 30%

Job summary

State Bank seeks a Credit Analyst to support the credit analysis function and assist in evaluating borrower prospects. You will review financial statements, agency reports, and interview sheets, preparing documentation for loan decisions in line with policy.

We value initiative and collaboration, offering development opportunities, strong rewards, and a path within a growing community bank.

Qualifications

• B.S./B.A. in Finance or related field preferred; specialized financial analysis training.
• Minimum three (3) years of experience in financial analysis; five (5) years preferred.
• Strong ability to read, interpret, and analyze financial statements and lending documents.

Responsibilities

• Support credit analysis function and meet departmental annual goals.
• Review financial statements, agency reports, and interview/investigation sheets.
• Analyze data to evaluate short- and long-run prospects of borrowers.
• Prepare documentation for loan recommendations or denial decisions.
• Ensure adherence to lending policies and regulatory requirements.

Skills

Financial statement analysis

Regulatory awareness

Analytical thinking

Communication skills

Interpersonal skills

Education

B.S. or B.A. in Finance

Job description

State Bank seeks a Credit Analyst to support the credit analysis function and assist in evaluating borrower prospects. You will review financial statements, agency reports, and interview sheets, preparing documentation for loan decisions in line with policy.

We value initiative and collaboration, offering development opportunities, strong rewards, and a path within a growing community bank.