Senior Credit Analyst: Complex Underwriting & Leadership

Provident Bank

Harmonville (PA)

On-site

USD 108,000 - 154,000

Full time

13 days ago

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Benefits offered by this job

PTO

Holiday PTO

Health and Wellness benefits

401(k) plan

Disability insurance

Tuition disbursement and loan repay.

Job summary

Provident Bank in the United States seeks a Credit Analyst IV in Commercial Credit Underwriting C&I to lead complex credit analyses and structuring for large, high-exposure transactions. This senior role partners with Commercial Loan Officers and mentors junior analysts while ensuring adherence to underwriting guidelines and regulatory requirements.

Candidates should have a finance/economics degree, 7+ years in commercial banking, and strong skills in credit structuring, risk assessment, and

Qualifications

Bachelor’s degree in finance, accounting or economics.
7+ years in Commercial Banking.
Strong knowledge of underwriting and regulatory guidance.
Proven ability to analyse credit, assess risk and structure complex deals.

Responsibilities

Prepare loan approvals, annual reviews and conduct and credit analysis for new requests, in addition to modifications and short term extension of existing loans.
Accompany Commercial Loan Officers on customer and prospect calls. Participate in discussions with management regarding creditworthiness of proposed loan requests.
Conduct third party research, inclusive of industry reports, personal credit reports, real estate analysis with market assessments, etc.
Prepares reports and handles special assignments
Assists in 3rd party vendor management responsibilities
Subject to business needs may have supervisory and mentorship responsibilities for junior Credit Analysts.