Senior Credit Analyst — Lead & Mentor (C&I/CRE)

Enterprise Bank & Trust; Festus (MO); On-site; USD 68,000 - 90,000; Full time

Job summary

Enterprise Bank & Trust is seeking a Credit Analyst III to perform detailed research and complex commercial-level credit analysis, supporting Commercial Loan Officers with growing autonomy. You will review financial data, prepare analyses, and contribute to underwriting decisions.

The role emphasizes accuracy, collaboration with Relationship Managers, and mentoring junior staff. A Bachelor's in business/finance/accounting and 4–6 years of related experience are preferred.

Qualifications

• 4–6 years prior credit analysis or equivalent experience/capabilities.
• Bachelor's Degree in Business, Finance, or Accounting; other majors with business minor acceptable.

Responsibilities

• Handle complex/commercial loan credit analyses with minimal supervision.
• Investigate credit and financial information from various sources.
• Prepare summaries and opinions on credit-worthiness; present findings to loan officers.
• Provide leadership and mentoring to junior analysts.
• Assist Relationship Manager on customer calls to support underwriting.
• Prepare loan approvals, reviews, and modifications; analyze borrowing bases.

Skills

Credit analysis

C&I lending

CRE lending

Cash flow analysis

Market analysis

Quantitative analysis

Time management

Communication skills

Negotiation

Independent judgment

Education

Bachelor's Degree in Business, Finance, or Accounting

Tools

Loan origination software

MS Excel

BI/Analytics tools

Job description

Enterprise Bank & Trust is seeking a Credit Analyst III to perform detailed research and complex commercial-level credit analysis, supporting Commercial Loan Officers with growing autonomy. You will review financial data, prepare analyses, and contribute to underwriting decisions.

The role emphasizes accuracy, collaboration with Relationship Managers, and mentoring junior staff. A Bachelor's in business/finance/accounting and 4–6 years of related experience are preferred.