Senior Credit Analyst, Commercial & Industrial Underwriting

Provident Bank; Bethlehem (AL); On-site; USD 108,000 - 154,000; Full time

Benefits offered by this job

Health benefits

Paid time off

Holiday pay

401(k) plan

Tuition disbursement

Loan repayment

Disability Insurance

Employee Assistance Program

Job summary

Provident Bank is seeking a senior Credit Analyst IV – C&I in Alabama to underwrite and structure complex commercial credit relationships. You will collaborate with Commercial Loan Officers, participate in customer calls, and support deal structuring for sophisticated transactions.

The role includes mentoring junior analysts, supporting vendor management, reporting, and special projects within the Commercial Credit Underwriting C&I Regional Department.

Qualifications

• Bachelor’s degree in finance, accounting or economics required.
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Responsibilities

• Prepare loan approvals, annual reviews and credit analysis for new requests and modifications.

Skills

Credit analysis

Commercial lending

Regulatory guidance

Financial statement analysis

Leadership & mentoring

MS Excel

Verbal & written communication

Multi-project prioritization

Education

Bachelor’s degree in finance

Graduate banking education (e.g., GSB, Stonier)

MBA (preferred)

Tools

MS Office

Loan origination software

Job description

Provident Bank is seeking a senior Credit Analyst IV – C&I in Alabama to underwrite and structure complex commercial credit relationships. You will collaborate with Commercial Loan Officers, participate in customer calls, and support deal structuring for sophisticated transactions.

The role includes mentoring junior analysts, supporting vendor management, reporting, and special projects within the Commercial Credit Underwriting C&I Regional Department.