Senior Credit Analyst – Commercial & CRE

Enterprise Bank & Trust; Farmington (MO); On-site; USD 75,000 - 110,000; Full time

Job summary

Enterprise Bank & Trust in the United States seeks an experienced Credit Analyst III to perform complex commercial credit analysis and underwriting. You will support Commercial Loan Officers with autonomy and provide mentoring to junior analysts.

The role emphasizes cash flow modeling, covenant review, and thorough underwriting in CRE/C&I, with strong analytical and communication skills essential for high-stakes decisions.

Qualifications

• 4-6 years prior credit analysis or equivalent experience.
• Bachelor's degree in business, finance, or accounting.

Responsibilities

• Handle complex credit assignments with minimal oversight.
• Prepare and present credit analyses and loan recommendations.
• Mentor junior Credit Analysts and assist Relationship Managers.
• Perform cash flow and covenant analysis for commercial loans.
• Conduct third party research and industry market assessments.

Skills

Credit analysis

Underwriting

Financial analysis

Quantitative analysis

Team leadership

Communication

Time management

Education

Bachelor's Degree in Business/Finance/Accounting

Tools

MS Excel

Loan origination software

BI tools

MS Word

Job description

Enterprise Bank & Trust in the United States seeks an experienced Credit Analyst III to perform complex commercial credit analysis and underwriting. You will support Commercial Loan Officers with autonomy and provide mentoring to junior analysts.

The role emphasizes cash flow modeling, covenant review, and thorough underwriting in CRE/C&I, with strong analytical and communication skills essential for high-stakes decisions.