Senior Credit Analyst – AI-Driven Risk Specialist

spgi; New York (NY); On-site; USD 97,000 - 155,000; Full time

Benefits offered by this job

Annual incentive plan

Job summary

S&P Global Ratings is seeking a Senior Analyst to lead end-to-end credit analysis and surveillance across assigned credits, delivering timely, high-quality outputs with clear accountability.

You will translate complex data and market signals into evidence-based narratives for clients and senior stakeholders while applying strict data governance and confidentiality standards in AI-enabled workflows.

Qualifications

• Strong credit, financial, and risk analysis skills.
• Experience embedding generative AI or large language model tools into workflows.
• Proficiency with analytical and spreadsheet tools; willingness to develop data/automation skills.

Responsibilities

• Lead end-to-end credit analysis and surveillance for assigned credits, delivering timely, high-quality outputs.
• Translate complex data into clear, evidence-based narratives for clients and senior stakeholders.
• Apply methodology, confidentiality, and data governance; contribute to AI-enabled workflow design.

Skills

Credit risk analysis

Financial analysis

Risk analysis

Education

Bachelor's degree or equivalent

Master's degree or CFA (valued)

Tools

Analytical tools

Spreadsheet tools

Job description

S&P Global Ratings is seeking a Senior Analyst to lead end-to-end credit analysis and surveillance across assigned credits, delivering timely, high-quality outputs with clear accountability.

You will translate complex data and market signals into evidence-based narratives for clients and senior stakeholders while applying strict data governance and confidentiality standards in AI-enabled workflows.