Senior Credit Analyst - AI-Enhanced Risk Analysis

National Black MBA Association; New York (NY); On-site; USD 97,000 - 155,000; Full time

Job summary

S&P Global Ratings in New York seeks a Senior Analyst to lead end-to-end credit analysis across assigned sectors, delivering timely, high-quality assessments with clear accountability.

You will synthesize risk signals, leverage AI-enabled workflows while maintaining rigorous governance, and present evidence-based narratives to clients and senior stakeholders; office presence required two days per week.

Qualifications

• Strong credit, financial, and risk analysis skills, linking drivers to forward-looking risk views.
• Experience embedding generative AI/LLM tools into professional workflows.
• Proficiency in analytical and spreadsheet tools; willingness to develop data/automation skills.

Responsibilities

• Lead end-to-end credit analysis and surveillance for assigned credits with timely, high-quality outputs.
• Synthesize portfolio performance, market signals, and peer context into decision-ready insights.
• Embed generative AI/LLM tools within workflows while maintaining human accountability for conclusions.
• Translate complex data into clear narratives for clients and senior stakeholders.
• Apply methodology, confidentiality, and data governance, escalating issues early; contribute to responsible AI-enabled workflows.

Skills

Credit analysis

Financial risk analysis

AI integration

Analytical tools

Communication

Collaboration

Governance

Education

Bachelor’s degree or equivalent

Master’s degree

CFA (valued)

Tools

Excel

Job description

S&P Global Ratings in New York seeks a Senior Analyst to lead end-to-end credit analysis across assigned sectors, delivering timely, high-quality assessments with clear accountability.

You will synthesize risk signals, leverage AI-enabled workflows while maintaining rigorous governance, and present evidence-based narratives to clients and senior stakeholders; office presence required two days per week.