Senior CRE Underwriter: Complex Real Estate Finance Leader

Columbia Bank; Spokane (WA); On-site; USD 90,000 - 160,000; Full time

Benefits offered by this job

Healthcare coverage

401(k) retirement plan

Tuition assistance

Mental health resources

Paid vacation

Job summary

Columbia Bank is seeking an experienced CRE Underwriter to analyze and underwrite complex commercial real estate loans, including construction, bridge and permanent facilities. The role supports Relationship Managers in managing large loan portfolios and deepening banking relationships with sophisticated CRE developers and investors.

You will analyze market data, prepare concise credit recommendations, and ensure compliance with bank policies while collaborating across the organization to

Qualifications

• 7-10 years of commercial underwriting/credit analysis experience.
• Advanced analytical and problem-solving skills.
• Advanced credit and credit quality skills including accounting, financial statement spreading, and cash flow analysis.
• Demonstrated time management skills, juggling multiple tasks while delivering high quality work on time.
• Ability to work effectively across the company to manage internal and external relationships.
• Excellent written, verbal, interpersonal and presentation skills.
• Advanced knowledge of credit policies, procedures, and practices.

Responsibilities

• Underwrites and prepares credit presentations for complex CRE loans.
• Monitors borrower financial performance and tests covenant calculations.
• Collaborates with RMs and Analysts to identify credit risks and mitigate them.
• Leads credit discussions and ensures proper risk rating and documentation.

Skills

Advanced analytical

Credit quality

Time management

Cross-functional collaboration

Written & verbal communication

Credit policies

Word & Excel

Tools

Word

Excel

Job description

Columbia Bank is seeking an experienced CRE Underwriter to analyze and underwrite complex commercial real estate loans, including construction, bridge and permanent facilities. The role supports Relationship Managers in managing large loan portfolios and deepening banking relationships with sophisticated CRE developers and investors.

You will analyze market data, prepare concise credit recommendations, and ensure compliance with bank policies while collaborating across the organization to